BdC Classic Mastercard Credit Card — banque du caire | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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BdC Classic Mastercard Credit Card

BdC Classic Mastercard Credit Card

Mastercard
banque du caire · Credit cards · Egyptian Pound · 4.0 · Thursday 02 July 2026 - 01:56 PM

A practical entry-level credit card offering flexible installment options, solid security features, and convenient repayment solutions for everyday users.

Annual fee
EGP 250
Rewards
None
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback
  • Annual fee EGP 250
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 250 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 3,000 – EGP 4,999
Purchase limit abroad (POS)
EGP 70,000
Cash withdrawal limit abroad
EGP 3,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
55 days
Annual fee
EGP 250
Fee waivable
No
Issuance fee
EGP 250
Supplementary card fee/yr
EGP 150 (first 5 free)
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Cash advance limit
Up to 100% of the credit limit in cash

Rewards & benefits

Installments
Detailed benefits
Insurance 1
  • تأمين حياة مجاني تأمين حياة مجاني لسداد مديونية البطاقة في حالة الوفاة حتى 65 سنة.
Shopping 1
  • الدفع بالخاصية اللاتلامسية البطاقة مزودة بخاصية Contactless حيث يمكن لحامل البطاقة إجراء معاملة بحد اقصى 600 جم (دون الحاجة إلى إدخال الرقم السري) والتي تعتبر وسيلة دفع سريعة.
Lifestyle 1
  • اصدار بطاقات إضافية التمتع بأصدار عدد5 بطاقات اضافية لأقارب الدرجة الأولى علما ان اول بطاقتين يصدروا مجانا.

Eligibility

Min salary
EGP 5,000
Min age
21
Max age
65
Approved employer
Yes
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
Bank Statement (Last 3 Months)National ID CopySalary Slip (Last 3 Months)
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

BdC Classic Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Enjoy interest-free installment plans with merchants partnered with Banque du Caire.

Cons

  • Relatively high issuance costs

Our take

The Banque du Caire Mastercard Silver Credit Card is a suitable choice for customers seeking an entry-level credit card with manageable credit limits and practical everyday benefits. The card offers up to 55 days of interest-free purchases, installment plans of up to 60 months for purchases and cash withdrawals, and interest-free installment options with participating merchants. It also features enhanced security through OTP authentication and contactless payments, in addition to free life insurance coverage and the ability to issue supplementary cards for family members.

A practical entry-level credit card offering flexible installment options, solid security features, and convenient repayment solutions for everyday users.

Compare

Alternatives at a glance
BdC Classic Mastercard Credit Card BdC Classic Mastercard Credit Card banque du caire This one United Bank Classic Visa Credit Card the united bank Split Credit Card Split Credit Card Egbank ABE Classic Visa Credit Card ABE Classic Visa Credit Card Agricultural Bank of Egypt
Annual fee
EGP 250 EGP 250 EGP 500 EGP 350
Rewards
None Rewards points Rewards points None
Effective APR
60.1% 38.16% 42.58% 42.58%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 01:54 PM