Split Credit Card — Egbank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Split Credit Card

Split Credit Card

Mastercard
Egbank · Credit cards · Egyptian Pound · 2.0 · Saturday 24 October 2026 - 04:54 PM

The EGBANK Split Credit Card offers flexible installment plans, high credit limits, and diverse rewards to meet customers’ needs.

Annual fee
EGP 500
Rewards
Rewards points
Effective APR
42.58%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 500 Above the median of 36 Classic cards (EGP 250)
  • Effective APR 42.58% Below the median of 35 Classic cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 500 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 1,500,000 – EGP 2,000,000

Interest & fees

Effective annual rate (APR)
42.58% (3% /mo)
Nominal APR
36%
Grace period
57 days
Annual fee
EGP 500
Fee waivable
No
Issuance fee
EGP 500
Late payment fee
EGP 300
Over-limit fee
EGP 300
Supplementary card fee/yr
EGP 500
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
42.58% (3% /mo)
Cash advance APR (nominal)
36%
Domestic
Domestic cash advance fee
EGP 150
Abroad
Cash advance fee abroad
EGP 100

Rewards & benefits

Installments · up to 60 mo Rewards points
Detailed benefits
Shopping 2
  • تقسيط مرن للمشتريات إمكانية تقسيط المشتريات على فترات تصل إلى 60 شهرًا، مع إمكانية اختيار أو تغيير مدة التقسيط من خلال مركز الاتصال.
  • المكافآت والدفع الآمن اكسب نقاطًا مع كل عملية شراء واستبدلها باسترداد نقدي أو حجوزات سفر وفنادق أو قسائم شراء إلكترونية، مع الاستمتاع بالدفع اللاتلامسي والتسوق الآمن عبر الإنترنت.

Eligibility

Min age
21
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions
any profession
Required documents
National ID CopyPassport CopyRecent Salary CertificateSalary Slip (Last 3 Months)Commercial RegisterRecent Utility Bill

Do the maths

Split Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.0

2.0 Banky rating

Pros

  • Receive SMS notifications for cash withdrawals and purchases worldwide.
  • Enjoy secure online shopping using a One-Time Password (OTP).

Cons

  • The 3% installment interest rate may increase the total cost of purchases.

Our take

The EGBANK Split Credit Card is a suitable option for customers seeking flexibility in managing their purchases through installments. It offers multiple installment tenures of up to 60 months, high credit limits, and competitive interest rates. Additional benefits include contactless payments, secure online shopping, and a rewards program that allows customers to redeem points for cashback, travel benefits, or e-vouchers, making it a convenient financial tool for flexible spending and payment management.

The EGBANK Split Credit Card offers flexible installment plans, high credit limits, and diverse rewards to meet customers’ needs.

Compare

Alternatives at a glance
Split Credit Card Split Credit Card Egbank This oneABE Classic Visa Credit Card ABE Classic Visa Credit Card Agricultural Bank of Egypt United Bank Classic Visa Credit Card the united bank Standard Mastercard Standard Mastercard National Bank of Egypt
Annual fee
EGP 500 EGP 350 EGP 250 EGP 150
Rewards
Rewards points None Rewards points Rewards points
Effective APR
42.58% 42.58% 38.16% 51.11%
Compare with 3 similar credit cards

Added Monday 17 August 2026 - 04:00 PM Updated Saturday 24 October 2026 - 07:23 PM