2 products side by side
classic credit card
بطاقة ماستركاردة الذهبية الائتمانية classic credit card — best on every question below.
| Specs | classic credit card MID BANK | بطاقة ماستركاردة الذهبية الائتمانية banque du caire |
|---|---|---|
| Network | Visa | Mastercard |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 7,000 – EGP 14,999 | EGP 5,000 – EGP 9,999 |
| Purchase limit abroad (POS) | EGP 120,000 Best | EGP 100,000 |
| Cash withdrawal limit abroad | EGP 1,600 | EGP 3,500 Best |
| Effective annual rate (APR) | 64.78% (4.25% /mo) Best | 65.73% (4.3% /mo) |
| Nominal APR | 51% Best | 51.6% |
| Installment interest | 3% | — |
| Grace period | 58 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 250 Best | EGP 300 |
| Fee waivable | No | No |
| Issuance fee | EGP 250 Best | EGP 300 |
| Late payment fee | EGP 150 | — |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 125 | EGP 150 (first 5 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) Best | 65.73% (4.3% /mo) |
| Cash advance APR (nominal) | 51% Best | 51.6% |
| Domestic cash advance fee | EGP 30 | — |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 50 | — |
| Lounge access | No | No |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج نقاط ميدبنك | — |
| Points per EGP | 1 | 1 |
| Installment months | 36 | 60 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |