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| Specs | gold credit card MID BANK | CAE Gold Visa Credit Card Credit Agricole Egypt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Gold | Gold |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 15,000 – EGP 49,999 | EGP 3,000 – EGP 29,999 |
| Purchase limit abroad (POS) | EGP 175,000 | — |
| Cash withdrawal limit abroad | EGP 1,600 | — |
| Effective annual rate (APR) | 64.78% (4.25% /mo) | 64.78% (4.25% /mo) |
| Nominal APR | 51% | 51% |
| Installment interest | 3% | — |
| Grace period | 58 days Best | 56 days |
| First year free | No | No |
| Annual fee | EGP 350 | EGP 300 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 350 | EGP 300 Best |
| Late payment fee | EGP 150 Best | EGP 300 |
| Over-limit fee | EGP 150 | — |
| Supplementary card fee/yr | EGP 175 | EGP 200 |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 64.78% (4.25% /mo) Best | 79.59% (5% /mo) |
| Cash advance APR (nominal) | 51% Best | 60% |
| Domestic cash advance fee | EGP 30 | — |
| Cash advance fee abroad | EGP 50 | — |
| Lounge access | No | No |
| Installments | Yes | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | Yes | No |
| Rewards points | Yes | No |
| Rewards program | برنامج نقاط ميدبنك | — |
| Points per EGP | 1 | — |
| Installment months | 36 | — |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |