CAE Gold Visa Credit Card — Credit Agricole Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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CAE Gold Visa Credit Card

Visa
Credit Agricole Egypt · Credit cards · Egyptian Pound · 4.5 · Tuesday 18 August 2026 - 12:29 AM
Annual fee
EGP 300
Rewards
None
Effective APR
64.78%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I pay my card off in full
  • I carry a balance month to month
    • Purchase APR higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want the most cashback
  • Annual fee EGP 300
  • Effective APR 64.78% Above the median of 22 Gold cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 300 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 3,000 – EGP 29,999

Interest & fees

Effective annual rate (APR)
64.78% (4.25% /mo)
Nominal APR
51%
Grace period
56 days
Annual fee
EGP 300
Fee waivable
No
Issuance fee
EGP 300
Late payment fee
EGP 300
Supplementary card fee/yr
EGP 200
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
79.59% (5% /mo)
Cash advance APR (nominal)
60%

Rewards & benefits

Detailed benefits
Shopping 1
  • عروض وخصومات عروض وخصومات لدى العديد من المتاجر طوال السنة
Insurance 1
  • خاصية Safe Shopping خاصية Safe Shopping لحماية معاملات التسوق عبر الإنترنت

Eligibility

Min age
21
Max age
65
Approved employer
No

Do the maths

CAE Gold Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • They are easier to get with income requirements and documents that are relatively simpler than the higher cards.

Cons

  • It records the highest monthly interest rate on the list at 4.25%, which increases the cost of financing.

Our take

The 'Gold Card' offers balanced financial flexibility with a credit limit of up to 29,999 EGP and a grace period of up to 56 days, along with wide global acceptance and various rewards and discount programs. However, it is let down by the high monthly interest rate (up to 4.25%) and its credit limit being average compared to higher-tier cards.

Compare

Alternatives at a glance
CAE Gold Visa Credit Card Credit Agricole Egypt This onegold credit card gold credit card MID BANK Golden Hunting Club Card Credit Agricole Egypt QNB Gold Visa Credit Card QNB Gold Visa Credit Card QNB EGYPT
Annual fee
EGP 300 EGP 350 EGP 600 EGP 300
Rewards
None Cashback None Rewards points
Effective APR
64.78% 64.78% 64.78% 66.69%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 31 October 2026 - 03:43 PM