Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
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Credit cards
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VISA Signature 
MID BANK - Remove
NBE Classic Visa Credit Card National Bank of Egypt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance NBE Classic Visa Credit Card 51.11% vs 60.1% at VISA Signature
- For travel NBE Classic Visa Credit Card EGP 500,000 vs EGP 400,000 at VISA Signature
- Lowest annual fee VISA Signature EGP 2,500 vs EGP 3,000 at NBE Classic Visa Credit Card
If you carry a balance
Biggest differences
- Installment interest 92 pts apart
- Cash withdrawal limit abroad ×7
- Late payment fee ×2
- Over-limit fee ×2
All specifications
| Specs | VISA Signature MID BANK | NBE Classic Visa Credit Card National Bank of Egypt |
|---|---|---|
| Network | Visa | Visa |
| Tier | Signature | Signature |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 250,000 – EGP 1,500,000 | Up to EGP 500,000 |
| Purchase limit abroad (POS) | EGP 400,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 1,600 | EGP 11,250 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 51.11% (3.5% /mo) Best |
| Nominal APR | 48% | 42% Best |
| Installment interest | 3% Best | 95% |
| Grace period | 58 days Best | 57 days |
| First year free | No | No |
| Annual fee | EGP 2,500 Best | EGP 3,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 2,500 Best | EGP 3,000 |
| Late payment fee | EGP 150 | EGP 75 Best |
| Over-limit fee | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 1,500 | EGP 1,000 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 51.11% (3.5% /mo) Best |
| Cash advance APR (nominal) | 48% | 42% Best |
| Domestic cash advance fee | EGP 30 | 2% (min EGP 20) |
| Cash advance limit | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 50 | 3% (min EGP 100) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج نقاط ميدبنك | نقاط الأهلي للمكافات |
| Points per EGP | 1 | 1.75 Best |
| Points expiry | — | 12 mo |
| Signup bonus | — | نقطة لكل جنيه |
| Free lounge visits/yr | — | 12 |
| Installment months | 36 | 36 |
| Min age | 21 | 21 |
| Max age | — | 60 |
| Approved employer | No | No |