Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
Titanium Credit Card 
Emirates NBD - Remove
TMG Visa Titanium Card Emirates NBD - Remove
Mashreq Titanium Mastercard Credit Card Mashreq Egypt
No product wins everything — the right one depends on your need.
Best for…
- For cashback TMG Visa Titanium Card 3% vs 0% at Titanium Credit Card & Mashreq Titanium Mastercard Credit Card
- For travel TMG Visa Titanium Card EGP 50,000 vs EGP 7,750 at Titanium Credit Card
- Lowest annual fee Mashreq Titanium Mastercard Credit Card EGP 300 vs EGP 400 at Titanium Credit Card & TMG Visa Titanium Card
If you carry a balance
Biggest differences
- Late payment fee ×2
- Over-limit fee EGP 50 apart
- Annual fee EGP 100 apart
All specifications
| Specs | Titanium Credit Card Emirates NBD | TMG Visa Titanium Card Emirates NBD | Mashreq Titanium Mastercard Credit Card Mashreq Egypt |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Titanium | Titanium | Titanium |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 10,000 – EGP 49,999 | EGP 10,000 – EGP 49,999 | EGP 7,500 – EGP 500,000 |
| Purchase limit abroad (POS) | EGP 7,750 | EGP 50,000 Best | — |
| Cash withdrawal limit abroad | EGP 0 | EGP 0 | — |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Nominal APR | 59.88% | 59.88% | 59.88% |
| Grace period | 57 days Best | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 400 | EGP 400 | EGP 300 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 400 Best | EGP 400 Best | EGP 500 |
| Late payment fee | EGP 200 | EGP 200 | EGP 100 Best |
| Over-limit fee | EGP 150 | EGP 150 | EGP 100 Best |
| Supplementary card fee/yr | EGP 200 | EGP 200 | EGP 0 |
| Foreign txn fee | — | 3% | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Domestic cash advance fee | 4% (min EGP 50) | 4% (min EGP 50) | — |
| Cash advance limit | — | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | 10% (min EGP 60) | 10% (min EGP 60) | — |
| Lounge access | No | No | No |
| Installments | No | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | No | No |
| Cashback | No | Yes | No |
| Cashback rate | — | 3% | — |
| Rewards points | Yes | Yes | No |
| Rewards program | Points Plus | — | — |
| Points per EGP | 1 | 1.5 Best | — |
| Min age | 21 | 21 | — |
| Max age | 65 | 65 | — |
| Approved employer | No | No | No |