Mashreq Titanium Mastercard Credit Card — Mashreq Egypt | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Mashreq Titanium Mastercard Credit Card

Mashreq Titanium Mastercard Credit Card

Mastercard
Mashreq Egypt · Credit cards · Egyptian Pound · 4.0 · Sunday 02 August 2026 - 03:05 PM
Annual fee
EGP 300
Rewards
None
Effective APR
79.38%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback
  • Annual fee EGP 300 Below the median of 22 Titanium cards (EGP 375)
  • Effective APR 79.38% Above the median of 21 Titanium cards (64.78%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 300 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 7,500 – EGP 500,000

Interest & fees

Effective annual rate (APR)
79.38% (4.99% /mo)
Nominal APR
59.88%
Grace period
55 days
Annual fee
EGP 300
Fee waivable
No
Issuance fee
EGP 500
Late payment fee
EGP 100
Over-limit fee
EGP 100
Supplementary card fee/yr
EGP 0
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Installments
Detailed benefits
Travel 1
  • مزايا السفر من السهل جمع واسترداد sMiles لجميع احتياجات السفر الخاصة بك. ما عليك سوى جمع sMiles على جميع مشترياتك واستبدالها على الفور في أكثر من 300 شركة طيران وأكثر من 180 فندقًا حول العالم.
Shopping 1
  • خصومات تفتح بطاقة ائتمان Titanium sMiles الخاصة بك عالماً من الخصومات مع شركائنا التجار. تحقق من قائمة الشركاء والخصومات لدينا، تطبق الشروط والأحكام

Eligibility

Approved employer
No
Required documents
Salary Slip (Last 3 Months)Recent Utility Bill

Do the maths

Mashreq Titanium Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Great for travel lovers, as it lets you collect 'Smiles' points quickly to exchange them for flights, hotels, and tickets.

Cons

  • Its benefit is high (4.99%) and getting the most out of it depends on how much you use the Smiles program.

Our take

It offers a good balance between fees and benefits, making it a suitable choice for those who want to enjoy bigger rewards without paying high fees.

Compare

Alternatives at a glance
Mashreq Titanium Mastercard Credit Card Mashreq Titanium Mastercard Credit Card Mashreq Egypt This oneTMG Visa Titanium Card TMG Visa Titanium Card Emirates NBD Mashreq Titanium Mastercard Credit Card Mashreq Titanium Mastercard Credit Card Mashreq Egypt Titanium Credit Card Titanium Credit Card Egbank
Annual fee
EGP 300 EGP 400 EGP 200 EGP 500
Rewards
None 3% cashback Rewards points Rewards points
Effective APR
79.38% 79.38% 79.38% 74.52%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Monday 26 October 2026 - 01:30 AM