Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
Browse all Credit cards
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3 products side by side
- Remove
Visa Gold Credit Card 
SUEZ CANAL BANK - Remove
AlexBank Gold Mastercard Credit Card 
Alex Bank - Remove
CIB Gold Mastercard Credit Card CIB Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance AlexBank Gold Mastercard Credit Card 32.92% vs 59.92% at CIB Gold Mastercard Credit Card
- For cashback AlexBank Gold Mastercard Credit Card 75% vs 0% at Visa Gold Credit Card & CIB Gold Mastercard Credit Card
- For travel CIB Gold Mastercard Credit Card EGP 500,000 vs EGP 75,000 at Visa Gold Credit Card
- Lowest annual fee Visa Gold Credit Card & CIB Gold Mastercard Credit Card EGP 300 vs EGP 350 at AlexBank Gold Mastercard Credit Card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×7
- Effective annual rate (APR) 27 pts apart
- Foreign txn fee 1 pts apart
- Annual fee EGP 50 apart
All specifications
| Specs | Visa Gold Credit Card SUEZ CANAL BANK | AlexBank Gold Mastercard Credit Card Alex Bank | CIB Gold Mastercard Credit Card CIB Egypt |
|---|---|---|---|
| Network | Visa | Mastercard | Mastercard |
| Tier | Gold | Gold | Gold |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 4,000 – EGP 19,900 | EGP 10,000 – EGP 29,999 | EGP 1,000 – EGP 20,000 |
| Purchase limit abroad (POS) | EGP 75,000 | EGP 100,000 | EGP 500,000 Best |
| Cash withdrawal limit abroad | EGP 2,500 | — | EGP 4,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 | EGP 200,000 Best |
| Effective annual rate (APR) | 55.55% (3.75% /mo) | 32.92% (2.4% /mo) Best | 59.92% (3.99% /mo) |
| Nominal APR | 45% | 28.8% Best | 47.88% |
| Grace period | 57 days Best | 55 days | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 300 Best | EGP 350 | EGP 300 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 300 Best | EGP 350 | EGP 300 Best |
| Late payment fee | EGP 150 | — | EGP 150 |
| Over-limit fee | EGP 150 | — | EGP 150 |
| Supplementary card fee/yr | EGP 200 | EGP 350 | EGP 0 |
| Foreign txn fee | 3% Best | 4% | 3% Best |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 55.55% (3.75% /mo) | — | — |
| Cash advance APR (nominal) | 45% | — | — |
| Domestic cash advance fee | 5% (min EGP 50) | — | 4% (min EGP 40) Best |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 5% (min EGP 50) Best | — | 10% (min EGP 20) |
| Lounge access | No | No | No |
| Installments | Yes | No | Yes |
| Travel insurance | No | No | No |
| Purchase protection | Yes | No | No |
| Cashback | No | Yes | No |
| Cashback rate | — | 75% | — |
| Rewards points | Yes | No | Yes |
| Rewards program | نقاطي | — | CIB BONUS |
| Points per EGP | 1 | — | 1 |
| Installment months | 60 | — | — |
| Min age | 21 | — | 21 |
| Max age | 65 | — | 65 |
| Approved employer | Yes | No | No |