Visa Gold Credit Card
An everyday credit card that combines a rewarding loyalty program with long-term installment flexibility.
- Annual fee
- EGP 300
- Rewards
- Rewards points
- Effective APR
- 55.55%
3 live offers on this card Zero Interest Installment 3
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Annual fee EGP 300
- Effective APR 55.55% Below the median of 22 Gold cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 300 a year — no interest.
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 4,000 – EGP 19,900
- Purchase limit abroad (POS)
- EGP 75,000
- Cash withdrawal limit abroad
- EGP 2,500
Interest & fees
- Effective annual rate (APR)
- 55.55% (3.75% /mo)
- Nominal APR
- 45%
- Grace period
- 57 days
- Annual fee
- EGP 300
- Fee waivable
- No
- Issuance fee
- EGP 300
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 200
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 55.55% (3.75% /mo)
- Cash advance APR (nominal)
- 45%
- Domestic cash advance fee
- 5% (min EGP 50)
- Cash advance fee abroad
- 5% (min EGP 50)
Rewards & benefits
- Rewards program
- نقاطي
- Points per EGP
- 1
- خطط التقسيط خطط التقسيط: برامج تقسيط مرنة بفترات سداد تصل إلى 60 شهرًا.
- نقاط مكافآت حصرية اكسب نقطة واحدة مقابل كل جنيه مصري تنفقه في معاملات الشراء، وقم باستبدالهامن خلال شبكتنا الحصرية من التجار. لمزيد من المعلومات برجاء تحميل تطبيق نقاطي.
- قبول عالمي قبول عالمي: موثوق بها لدى ملايين التجار وأجهزة الصراف الآلي.
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- Yes
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopySalary Slip (Last 3 Months)Bank Statement (Last 6 Months)
| Min supplementary age | 15 |
Do the maths
Our take
Pros
- The rewards program grants one point for every Egyptian pound spent on purchases, maximizing value from everyday spending.
Cons
- The card focuses on core benefits and rewards but does not offer premium travel privileges such as airport lounge access or luxury services available with higher-tier cards.
Our take
The Suez Canal Bank Visa Gold Credit Card is a suitable choice for customers looking for an everyday credit card that combines essential benefits with payment flexibility. The card stands out through its rewards program, offering one point for every Egyptian pound spent on purchases, alongside a grace period of up to 57 days and installment plans extending up to 60 months, making it attractive for customers seeking ongoing value from their daily spending.
An everyday credit card that combines a rewarding loyalty program with long-term installment flexibility.
Compare
| Visa Gold Credit Card SUEZ CANAL BANK This one |  AlexBank Gold Mastercard Credit Card Alex Bank |  CIB Gold Mastercard Credit Card CIB Egypt |  Visa Gold National Bank of Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 300 | EGP 350 | EGP 300 | EGP 150 |
| Rewards | |||
| Rewards points | 75% cashback | Rewards points | Rewards points |
| Effective APR | |||
| 55.55% | 32.92% | 59.92% | 51.11% |
Added Wednesday 01 July 2026 - 02:11 PM Updated Saturday 31 October 2026 - 06:22 PM