Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
Titanium Credit Card 
SUEZ CANAL BANK - Remove
AlexBank Titanium Mastercard Credit Card Alex Bank - Remove
CIB Titanium Mastercard Credit Card CIB Egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance AlexBank Titanium Mastercard Credit Card 30.6% vs 59.92% at CIB Titanium Mastercard Credit Card
- For cashback AlexBank Titanium Mastercard Credit Card 10% vs 0% at Titanium Credit Card & CIB Titanium Mastercard Credit Card
- For travel CIB Titanium Mastercard Credit Card EGP 500,000 vs EGP 100,000 at Titanium Credit Card
- Lowest annual fee AlexBank Titanium Mastercard Credit Card EGP 250 vs EGP 450 at CIB Titanium Mastercard Credit Card
If you carry a balance
Biggest differences
- Effective annual rate (APR) 29.32 pts apart
- Annual fee EGP 200 apart
All specifications
| Specs | Titanium Credit Card SUEZ CANAL BANK | AlexBank Titanium Mastercard Credit Card Alex Bank | CIB Titanium Mastercard Credit Card CIB Egypt | |
|---|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard | |
| Tier | Titanium | Titanium | Titanium | |
| Contactless | Yes | Yes | Yes | |
| Apple Pay | No | Yes | Yes | |
| Google Pay | No | No | No | |
| Credit limit | EGP 4,000 – EGP 49,900 | EGP 30,000 – EGP 99,999 | EGP 10,000 – EGP 150,000 | |
| Purchase limit abroad (POS) | EGP 100,000 | — | EGP 500,000 Best | |
| Cash withdrawal limit abroad | EGP 2,500 | — | EGP 4,000 Best | |
| Monthly intl. online limit (from Egypt) | — | — | EGP 200,000 | |
| Effective annual rate (APR) | 55.55% (3.75% /mo) | 30.6% (2.25% /mo) Best | 59.92% (3.99% /mo) | |
| Nominal APR | 45% | 27% Best | 47.88% | |
| Grace period | 57 days Best | 56 days | 55 days | |
| First year free | No | No | No | |
| Annual fee | EGP 350 | EGP 250 Best | EGP 450 | |
| Fee waivable | No | No | No | |
| Issuance fee | EGP 350 Best | EGP 400 | EGP 450 | |
| Late payment fee | EGP 150 | — | EGP 150 | |
| Over-limit fee | EGP 150 | — | EGP 150 | |
| Supplementary card fee/yr | EGP 250 | EGP 400 | EGP 0 | |
| Foreign txn fee | 3% | — | 3% | |
| Min payment (%) | 5% | 5% | 5% | |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 | |
| Cash advance APR (effective) | 55.55% (3.75% /mo) | — | — | |
| Cash advance APR (nominal) | 45% | — | — | |
| Domestic cash advance fee | 5% (min EGP 50) | — | 4% (min EGP 40) Best | |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash | |
| Cash advance fee abroad | 5% (min EGP 50) Best | — | 10% (min EGP 20) | |
| Lounge access | Yes | Yes | Yes | |
| Installments | No | No | Yes | |
| Travel insurance | No | No | No | |
| Purchase protection | Yes | No | No | |
| Cashback | No | Yes | No | |
| Cashback rate | — | 10% | — | |
| Rewards points | Yes | No | Yes | |
| Rewards program | نقاطي | — | CIB BONUS | |
| Points per EGP | 1.5 | — | 2 Best | |
| Signup bonus | — | — | نقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر | |
| Free lounge visits/yr | — | 10 | — | |
| Min age | 21 | 21 | 21 | |
| Max age | 65 | 65 | 65 | |
| Approved employer | Yes | No | No | |