Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
Visa Gold 
National Bank of Egypt - Remove
Visa Gold Credit Card SUEZ CANAL BANK - Remove
AlexBank Gold Mastercard Credit Card 
Alex Bank
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance AlexBank Gold Mastercard Credit Card 32.92% vs 55.55% at Visa Gold Credit Card
- For cashback AlexBank Gold Mastercard Credit Card 75% vs 0% at Visa Gold & Visa Gold Credit Card
- For travel AlexBank Gold Mastercard Credit Card EGP 100,000 vs EGP 49,999 at Visa Gold
- Lowest annual fee Visa Gold EGP 150 vs EGP 350 at AlexBank Gold Mastercard Credit Card
If you carry a balance
Biggest differences
- Annual fee ×2
- Purchase limit abroad (POS) ×2
- Effective annual rate (APR) 22.63 pts apart
- Foreign txn fee 1 pts apart
All specifications
| Specs | Visa Gold National Bank of Egypt | Visa Gold Credit Card SUEZ CANAL BANK | AlexBank Gold Mastercard Credit Card Alex Bank |
|---|---|---|---|
| Network | Visa | Visa | Mastercard |
| Tier | Gold | Gold | Gold |
| Contactless | Yes | Yes | Yes |
| Apple Pay | Yes | No | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 1 – EGP 49,999 | EGP 4,000 – EGP 19,900 | EGP 10,000 – EGP 29,999 |
| Purchase limit abroad (POS) | EGP 49,999 | EGP 75,000 | EGP 100,000 Best |
| Cash withdrawal limit abroad | EGP 5,250 Best | EGP 2,500 | — |
| Monthly intl. online limit (from Egypt) | EGP 30,000 | — | EGP 50,000 Best |
| Effective annual rate (APR) | 51.11% (3.5% /mo) | 55.55% (3.75% /mo) | 32.92% (2.4% /mo) Best |
| Nominal APR | 42% | 45% | 28.8% Best |
| Installment interest | 95% | — | — |
| Grace period | 55 days | 57 days Best | 55 days |
| First year free | No | No | No |
| Annual fee | EGP 150 Best | EGP 300 | EGP 350 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 150 Best | EGP 300 | EGP 350 |
| Late payment fee | EGP 75 Best | EGP 150 | — |
| Over-limit fee | EGP 75 Best | EGP 150 | — |
| Supplementary card fee/yr | EGP 150 (first 1 free) | EGP 200 | EGP 350 |
| Foreign txn fee | 3% Best | 3% Best | 4% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 51.11% (3.5% /mo) Best | 55.55% (3.75% /mo) | — |
| Cash advance APR (nominal) | 42% Best | 45% | — |
| Domestic cash advance fee | EGP 5 | 5% (min EGP 50) | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Cash advance fee abroad | 3% (min EGP 100) Best | 5% (min EGP 50) | — |
| Lounge access | No | No | No |
| Installments | Yes | Yes | No |
| Travel insurance | Yes | No | No |
| Purchase protection | Yes | Yes | No |
| Cashback | No | No | Yes |
| Cashback rate | — | — | 75% |
| Rewards points | Yes | Yes | No |
| Rewards program | نقاط الأهلي للمكافات | نقاطي | — |
| Points per EGP | 1 | 1 | — |
| Points expiry | 12 mo | — | — |
| Signup bonus | نقطة لكل جنيه | — | — |
| Installment months | 36 | 60 | — |
| Min salary | EGP 5,000 | — | — |
| Min monthly income | EGP 5,000 | — | — |
| Min age | 21 | 21 | — |
| Max age | 60 | 65 | — |
| Approved employer | No | Yes | No |