Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Credit cards
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2 products side by side
- Remove Mastercard Titanium Card (Kinana)
BANQUE MISR - Remove
titanium credit card Al Baraka Bank Egypt - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Mastercard Titanium Card (Kinana) 42.58% vs 69.59% at titanium credit card
- For travel titanium credit card EGP 250,000 vs EGP 150,000 at Mastercard Titanium Card (Kinana)
- Lowest annual fee Mastercard Titanium Card (Kinana) EGP 350 vs EGP 400 at titanium credit card
If you carry a balance
Biggest differences
- Cash withdrawal limit abroad ×6
- Purchase limit abroad (POS) EGP 100,000 apart
- Effective annual rate (APR) 27.01 pts apart
- Cash advance APR (effective) 27.01 pts apart
All specifications
| Specs | Mastercard Titanium Card (Kinana) BANQUE MISR | titanium credit card Al Baraka Bank Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Titanium | Titanium |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 5,000 – EGP 3,000,000 | EGP 10,000 – EGP 29,999 |
| Purchase limit abroad (POS) | EGP 150,000 | EGP 250,000 Best |
| Cash withdrawal limit abroad | EGP 30,000 Best | EGP 5,000 |
| Monthly intl. online limit (from Egypt) | EGP 40,000 | — |
| Effective annual rate (APR) | 42.58% (3% /mo) Best | 69.59% (4.5% /mo) |
| Nominal APR | 36% Best | 54% |
| Grace period | 56 days Best | 55 days |
| First year free | No | No |
| Annual fee | EGP 350 Best | EGP 400 |
| Fee waivable | No | No |
| Issuance fee | EGP 350 Best | EGP 400 |
| Late payment fee | EGP 75 | — |
| Over-limit fee | EGP 75 | — |
| Supplementary card fee/yr | EGP 200 | EGP 250 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 42.58% (3% /mo) Best | 69.59% (4.5% /mo) |
| Cash advance APR (nominal) | 36% Best | 54% |
| Domestic cash advance fee | 5% (min EGP 50) | EGP 60 |
| Cash advance limit | Up to 50% of the credit limit in cash | — |
| Cash advance fee abroad | 5% (min EGP 50) | EGP 100 |
| Lounge access | No | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | No | No |
| Installment months | 36 | — |
| Min age | 16 | 21 |
| Approved employer | No | No |