Islamic

titanium credit card

Al Baraka Bank Egypt · Credit cards · Islamic · Egyptian Pound · 3.5 · Wednesday 23 September 2026 - 07:46 AM

The Al Baraka Mastercard Titanium Credit Card combines Sharia compliance with worldwide acceptance and a variety of shopping, travel, insurance, and installment benefits, providing customers with greater flexibility in using the card.

Annual fee: EGP 400
Rewards: None
Effective APR: 69.59%

Card & limits

Contactless

Credit limit: EGP 10,000 – EGP 29,999
Purchase limit abroad (POS): EGP 250,000
Cash withdrawal limit abroad: EGP 5,000

Interest & fees

Effective annual rate (APR): 69.59% (4.5% /mo)
Nominal APR: 54%
Grace period: 55 days
Annual fee: EGP 400
Fee waivable: No
Issuance fee: EGP 400
Supplementary card fee/yr: EGP 250
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 69.59% (4.5% /mo)
Cash advance APR (nominal): 54%
Domestic cash advance fee: EGP 60
Cash advance fee abroad: EGP 100

Rewards & benefits

Lounge access Installments Travel insurance

Detailed benefits

Shopping 1

القبول العالمي استخدم بطاقتك حول العالم لإجراء عمليات الشراء والسحب النقدي في جميع الأماكن التي تقبل بطاقات Mastercard.

Travel 2

دخول صالات المطارات استمتع بدخول مجاني إلى أكثر من 10 صالات استراحة بالمطارات في الإمارات العربية المتحدة والمملكة العربية السعودية والأردن والكويت ومصر، من خلال تطبيق Mastercard Travel Pass.
التأمين الطبي أثناء السفر استفد من التغطية التأمينية الطبية أثناء السفر، وفقًا لشروط وأحكام وثيقة التأمين.

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
Accepted professions: any profession
Required documents: National ID CopyPassport Copy

Do the maths

titanium credit card

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Our take 3.5

3.5 Banky rating

Pros

Worldwide acceptance for all purchase and cash withdrawal transactions.
Insurance coverage against emergencies and car accidents while traveling.

Cons

Local cash withdrawal fee from Al Baraka Bank ATMs or other banks’ ATMs: 6%, with a minimum fee of EGP 60.

Our take

The Al Baraka Mastercard Titanium Credit Card is a suitable option for customers looking for a Sharia-compliant credit card. It offers worldwide acceptance and a wide range of benefits designed to meet everyday spending and travel needs, including secure online shopping, travel insurance, airport lounge access, and installment services.

Compare

Alternatives at a glance
titanium credit card Al Baraka Bank Egypt This one	Titanium Cashback Card Abu Dhabi Islamic Bank Egypt	Mastercard Titanium Card (Kinana) BANQUE MISR	ADIB Titanium Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt
Annual fee
EGP 400	EGP 475	EGP 350	EGP 400
Rewards
None	1% cashback	None	1% cashback
Effective APR
69.59%	79.38%	42.58%	79.38%

Compare with 3 similar credit cards

Added Tuesday 18 August 2026 - 12:49 AM Updated Saturday 24 October 2026 - 11:11 PM