2 products side by side
World Elite Credit Card No product wins everything — the right one depends on your need.
| Specs | World Elite Mastercard Credit Card Emirates NBD | World Elite Credit Card Egbank |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | World Elite | World Elite |
| Contactless | Yes | Yes |
| Apple Pay | Yes | No |
| Google Pay | No | No |
| Credit limit | EGP 300,000 – EGP 5,000,000 | EGP 250,000 – EGP 2,000,000 |
| Purchase limit abroad (POS) | — | EGP 10,000 |
| Cash withdrawal limit abroad | — | EGP 250 |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 74.52% (4.75% /mo) Best |
| Nominal APR | 59.88% | 57% Best |
| Grace period | 57 days | 57 days |
| First year free | No | No |
| Annual fee | EGP 8,000 | EGP 8,000 |
| Fee waivable | No | No |
| Issuance fee | EGP 8,000 | EGP 8,000 |
| Late payment fee | EGP 200 Best | EGP 300 |
| Over-limit fee | EGP 150 Best | EGP 300 |
| Supplementary card fee/yr | EGP 4,000 | EGP 4,000 (first 2 free) |
| Foreign txn fee | — | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | — | 74.52% (4.75% /mo) |
| Cash advance APR (nominal) | — | 57% |
| Domestic cash advance fee | 4% (min EGP 50) | EGP 150 |
| Cash advance fee abroad | 10% (min EGP 60) | EGP 100 |
| Lounge access | Yes | No |
| Installments | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | Points Plus | — |
| Points per EGP | 4 | — |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | No | No |