Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
Visa Silver Credit Card 
banque du caire - Remove
Al-Arabi Card BANQUE MISR - Remove
Arab Bank "Travel Mate" Visa Credit Card arab bank egypt
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Arab Bank "Travel Mate" Visa Credit Card 34.33% vs 60.1% at Visa Silver Credit Card & Al-Arabi Card
- Lowest annual fee Al-Arabi Card EGP 50 vs EGP 5,000 at Arab Bank "Travel Mate" Visa Credit Card
If you carry a balance
Biggest differences
- Annual fee ×100
- Effective annual rate (APR) 25.77 pts apart
All specifications
| Specs | Visa Silver Credit Card banque du caire | Al-Arabi Card BANQUE MISR | Arab Bank "Travel Mate" Visa Credit Card arab bank egypt |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | No |
| Google Pay | No | No | No |
| Credit limit | EGP 3,000 – EGP 4,999 | Up to EGP 150,000 | EGP 60,000 – EGP 900,000 |
| Purchase limit abroad (POS) | EGP 70,000 | — | — |
| Cash withdrawal limit abroad | EGP 3,000 | — | — |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) | 34.33% (2.49% /mo) Best |
| Nominal APR | 48% | 48% | 29.88% Best |
| Grace period | 55 days | 56 days | 57 days Best |
| First year free | No | No | No |
| Annual fee | EGP 250 | EGP 50 Best | EGP 5,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 250 | EGP 100 Best | — |
| Late payment fee | — | EGP 75 | — |
| Over-limit fee | — | EGP 75 | — |
| Supplementary card fee/yr | EGP 150 (first 5 free) | EGP 50 | EGP 2,500 |
| Foreign txn fee | 3% | — | — |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) | — |
| Cash advance APR (nominal) | 48% | 48% | — |
| Cash advance limit | Up to 100% of the credit limit in cash | — | — |
| Lounge access | No | No | Yes |
| Installments | Yes | Yes | No |
| Travel insurance | No | No | Yes |
| Purchase protection | No | No | No |
| Cashback | No | No | No |
| Rewards points | No | No | No |
| Free lounge visits/yr | — | — | 6 |
| Installment months | 36 | 24 | — |
| Min age | 21 | 21 | — |
| Max age | 65 | — | — |
| Approved employer | No | No | No |