Visa Silver Credit Card
A credit card with a limit of up to EGP 4,999, offering a grace period of up to 55 days and shopping and installment benefits.
- Annual fee
- EGP 250
- Rewards
- None
- Effective APR
- 60.1%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I pay my card off in full
- Annual fee lower than average
- I want the most cashback
- Annual fee EGP 250
- Effective APR 60.1%
What it actually costs you
Clearing it in full before the due date, your cost is EGP 250 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 3,000 – EGP 4,999
- Purchase limit abroad (POS)
- EGP 70,000
- Cash withdrawal limit abroad
- EGP 3,000
Interest & fees
- Effective annual rate (APR)
- 60.1% (4% /mo)
- Nominal APR
- 48%
- Grace period
- 55 days
- Annual fee
- EGP 250
- Fee waivable
- No
- Issuance fee
- EGP 250
- Supplementary card fee/yr
- EGP 150 (first 5 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 60.1% (4% /mo)
- Cash advance APR (nominal)
- 48%
- Cash advance limit
- Up to 100% of the credit limit in cash
Rewards & benefits
- تأمين حياة مجاني تأمين حياة مجاني لسداد مديونية البطاقة في حالة الوفاة حتى 65 سنة.
- التقسيط إمكانية تقسيط معاملات الشراء والسحب النقدي لمدة تصل إلى 60 شهر بعائد شهري متميز.
- خاصية Contactless البطاقة مزودة بخاصية Contactless حيث يمكن لحامل البطاقة إجراء معاملة بحد اقصى 600 جم (دون الحاجة إلى إدخال الرقم السري) والتي تعتبر وسيلة دفع سريعة.
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- FreelancerPensionerSelf-EmployedMilitaryGovernmentEmployed
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopyBank Statement (Last 3 Months)Recent Utility Bill
| Min supplementary age | 16 |
| Nationality | egyptian |
Do the maths
Our take
Pros
- Grace Period and Installment Benefits: The card offers a grace period of up to 55 days on purchases when the full outstanding balance is repaid.
- interest-free installments at participating Banque du Caire merchants
Cons
- Limited Credit Limit: The card’s credit limit ranges from EGP 3,000 to EGP 4,999, which may restrict its suitability for customers who need higher credit limits.
Our take
Banque du Caire’s Visa Silver Credit Card offers several features for everyday spending, including a grace period of up to 55 days on purchases when the full outstanding balance is repaid, interest-free installment plans at participating merchants, exclusive discounts, and multiple repayment channels. It also provides free life insurance to cover the outstanding card balance in the event of death up to the age of 65, along with supplementary cards for first-degree relatives. However, its credit limit ranges from EGP 3,000 to EGP 4,999, which may not meet the needs of customers who use their cards for higher-value purchases.
A credit card with a limit of up to EGP 4,999, offering a grace period of up to 55 days and shopping and installment benefits.
Compare
| Visa Silver Credit Card banque du caire This one |  Al-Arabi Card BANQUE MISR |  Arab Bank "Travel Mate" Visa Credit Card arab bank egypt |  CIB Classic Cashback Mastercard Credit Card CIB Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 250 | EGP 50 | EGP 5,000 | EGP 350 |
| Rewards | |||
| None | None | None | 5% cashback |
| Effective APR | |||
| 60.1% | 60.1% | 34.33% | 59.92% |
Added Monday 26 October 2026 - 01:56 PM Updated Monday 26 October 2026 - 02:32 PM