2 products side by side
Platinum Cashback Card
ADIB Platinum Islamic Mastercard Credit Card ADIB Platinum Islamic Mastercard Credit Card — best on every question below.
| Specs | Platinum Cashback Card Abu Dhabi Islamic Bank Egypt | ADIB Platinum Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| Credit limit | Up to EGP 2,000,000 | EGP 50,000 – EGP 100,000 |
| Purchase limit abroad (POS) | EGP 4,000 | EGP 10,000 Best |
| Cash withdrawal limit abroad | EGP 0 | EGP 100 Best |
| Monthly intl. online limit (from Egypt) | EGP 2,000,000 | EGP 2,000,000 |
| Effective annual rate (APR) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Nominal APR | 59.88% | 59.88% |
| Installment interest | — | 95% |
| Grace period | 55 days | 55 days |
| First year free | No | No |
| Annual fee | EGP 900 | EGP 800 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 900 | EGP 800 Best |
| Late payment fee | EGP 125 | EGP 125 |
| Over-limit fee | EGP 125 | EGP 125 |
| Supplementary card fee/yr | EGP 900 | EGP 800 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 79.38% (4.99% /mo) | 79.38% (4.99% /mo) |
| Cash advance APR (nominal) | 59.88% | 59.88% |
| Domestic cash advance fee | 10% (min EGP 100) | 10% (min EGP 100) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 10% (min EGP 100) | 10% (min EGP 100) |
| Lounge access | Yes | No |
| Installments | Yes | Yes |
| Travel insurance | Yes | Yes |
| Purchase protection | Yes | Yes |
| Cashback | Yes | Yes |
| Cashback rate | 2% | 2% |
| Rewards points | No | Yes |
| Rewards program | — | برنامج المكافآت |
| Points per EGP | — | 2 |
| Signup bonus | — | نقطة لكل 10 جنيه |
| Installment months | 36 | 36 |
| Min age | 21 | 21 |
| Max age | 65 | 65 |
| Approved employer | No | No |