3 products side by side
Visa Infinite Credit Card
NXT Infinite Visa Credit Card
Visa Infinite Privilege card No product wins everything — the right one depends on your need.
| Specs | Visa Infinite Credit Card SUEZ CANAL BANK | NXT Infinite Visa Credit Card bank nxt | Visa Infinite Privilege card MID BANK |
|---|---|---|---|
| Network | Visa | Visa | Visa |
| Tier | Infinite | Infinite | Infinite |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | No | No |
| Google Pay | No | No | No |
| Credit limit | EGP 1,000,000 – EGP 3,000,000 | EGP 200,000 – EGP 1,000,000 | EGP 1,500,000 – EGP 5,000,000 |
| Purchase limit abroad (POS) | EGP 500,000 | EGP 480,000 | EGP 600,000 Best |
| Cash withdrawal limit abroad | EGP 10,000 Best | EGP 2,400 | EGP 1,600 |
| Effective annual rate (APR) | 55.55% (3.75% /mo) Best | 56.45% (3.8% /mo) | 60.1% (4% /mo) |
| Nominal APR | 45% Best | 45.6% | 48% |
| Installment interest | — | — | 3% |
| Grace period | 57 days | 58 days Best | 58 days Best |
| First year free | No | No | No |
| Annual fee | EGP 4,000 Best | EGP 6,000 | EGP 6,000 |
| Fee waivable | No | No | No |
| Issuance fee | EGP 4,000 Best | EGP 6,000 | EGP 6,000 |
| Late payment fee | EGP 150 | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 Best | EGP 200 | EGP 150 Best |
| Supplementary card fee/yr | EGP 2,000 | EGP 2,000 (first 1 free) | EGP 3,000 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 55.55% (3.75% /mo) Best | 56.45% (3.8% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 45% Best | 45.6% | 48% |
| Domestic cash advance fee | 5% (min EGP 50) | EGP 60 | EGP 30 |
| Cash advance limit | — | — | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | 5% (min EGP 50) | EGP 70 | EGP 50 |
| Lounge access | Yes | Yes | Yes |
| Installments | Yes | No | Yes |
| Travel insurance | No | Yes | No |
| Purchase protection | Yes | Yes | No |
| Cashback | No | No | Yes |
| Rewards points | Yes | No | Yes |
| Rewards program | نقاطي | — | برنامج نقاط ميدبنك |
| Points per EGP | 4 | — | 4 |
| Installment months | 60 | — | 36 |
| Min age | 21 | 21 | 21 |
| Approved employer | No | No | No |