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Visa Infinite Privilege card No product wins everything — the right one depends on your need.
| Specs | Visa Infinite Privilege card MID BANK | Visa Infinite Private BANQUE MISR |
|---|---|---|
| Network | Visa | Visa |
| Tier | Infinite | Infinite |
| Contactless | Yes | Yes |
| Apple Pay | No | Yes |
| Google Pay | No | No |
| Credit limit | EGP 1,500,000 – EGP 5,000,000 | Up to EGP 2,000,000 |
| Purchase limit abroad (POS) | EGP 600,000 Best | EGP 200,000 |
| Cash withdrawal limit abroad | EGP 1,600 | EGP 6,000 Best |
| Monthly intl. online limit (from Egypt) | — | EGP 500,000 |
| Effective annual rate (APR) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Nominal APR | 48% | 48% |
| Installment interest | 3% | — |
| Grace period | 58 days Best | 56 days |
| First year free | No | No |
| Annual fee | EGP 6,000 | EGP 0 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 6,000 | Free issuance Best |
| Late payment fee | EGP 150 | EGP 75 Best |
| Over-limit fee | EGP 150 | EGP 75 Best |
| Supplementary card fee/yr | EGP 3,000 | EGP 1,000 (first 2 free) |
| Foreign txn fee | 3% | — |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 60.1% (4% /mo) | 60.1% (4% /mo) |
| Cash advance APR (nominal) | 48% | 48% |
| Domestic cash advance fee | EGP 30 | 15% (min EGP 2) |
| Cash advance limit | Up to 100% of the credit limit in cash | Up to 100% of the credit limit in cash |
| Cash advance fee abroad | EGP 50 | 3% (min EGP 50) |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | Yes |
| Cashback | Yes | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج نقاط ميدبنك | — |
| Points per EGP | 4 Best | 3.5 |
| Installment months | 36 | — |
| Min age | 21 | 21 |
| Approved employer | No | No |