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Mastercard Platinum Credit Card No product wins everything — the right one depends on your need.
| Specs | Mastercard Platinum Credit Card banque du caire | Platinum Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt |
|---|---|---|
| Network | Mastercard | Mastercard |
| Tier | Platinum | Platinum |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 50,000 – EGP 200,000 | Up to EGP 49,999 |
| Purchase limit abroad (POS) | EGP 260,000 Best | EGP 8,000 |
| Cash withdrawal limit abroad | EGP 6,000 Best | EGP 100 |
| Effective annual rate (APR) | 65.73% (4.3% /mo) | 63.27% (4.17% /mo) Best |
| Nominal APR | 51.6% | 50.04% Best |
| Grace period | 55 days Best | 52 days |
| First year free | No | No |
| Annual fee | EGP 650 | EGP 650 |
| Fee waivable | No | No |
| Issuance fee | EGP 650 | — |
| Late payment fee | — | EGP 150 |
| Over-limit fee | — | EGP 150 |
| Supplementary card fee/yr | EGP 300 | EGP 300 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 65.73% (4.3% /mo) Best | 68.04% (4.42% /mo) |
| Cash advance APR (nominal) | 51.6% Best | 53.04% |
| Domestic cash advance fee | EGP 50 | EGP 100 |
| Cash advance limit | Up to 100% of the credit limit in cash | — |
| Cash advance fee abroad | EGP 60 | EGP 150 |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | Yes | No |
| Purchase protection | Yes | Yes |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | مكافآت بنك القاهرة | — |
| Points per EGP | 2.5 Best | 1.5 |
| Installment months | 36 | 60 |
| Min monthly income | EGP 5,000 | — |
| Min age | 21 | 21 |
| Max age | 65 | — |
| Approved employer | Yes | No |