Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Credit cards
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3 products side by side
- Remove
classic credit card 
Al Baraka Bank Egypt - Remove
Classic Cash Back Card Abu Dhabi Islamic Bank Egypt - Remove Mastercard Classic Cards (Kinana): BANQUE MISR
No product wins everything — the right one depends on your need.
Best for…
- If you carry a balance Mastercard Classic Cards (Kinana): 42.58% vs 79.38% at Classic Cash Back Card
- For cashback Classic Cash Back Card 0.5% vs 0% at classic credit card & Mastercard Classic Cards (Kinana):
- For travel classic credit card EGP 100,000 vs EGP 4,000 at Classic Cash Back Card
- Lowest annual fee classic credit card & Mastercard Classic Cards (Kinana): EGP 250 vs EGP 350 at Classic Cash Back Card
If you carry a balance
Biggest differences
- Purchase limit abroad (POS) ×25
- Effective annual rate (APR) 36.8 pts apart
- Cash advance APR (effective) 36.8 pts apart
- Annual fee EGP 100 apart
All specifications
| Specs | classic credit card Al Baraka Bank Egypt | Classic Cash Back Card Abu Dhabi Islamic Bank Egypt | Mastercard Classic Cards (Kinana): BANQUE MISR |
|---|---|---|---|
| Network | Mastercard | Mastercard | Mastercard |
| Tier | Classic | Classic | Classic |
| Contactless | Yes | Yes | Yes |
| Apple Pay | No | Yes | Yes |
| Google Pay | No | No | No |
| Credit limit | EGP 5,000 – EGP 9,999 | Up to EGP 9,999 | EGP 2,000 – EGP 4,999 |
| Purchase limit abroad (POS) | EGP 100,000 Best | EGP 4,000 | EGP 50,000 |
| Cash withdrawal limit abroad | EGP 5,000 Best | — | EGP 3,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 50,000 Best | EGP 8,750 |
| Effective annual rate (APR) | 69.59% (4.5% /mo) | 79.38% (4.99% /mo) | 42.58% (3% /mo) Best |
| Nominal APR | 54% | 59.88% | 36% Best |
| Grace period | 55 days | 55 days | 56 days Best |
| First year free | No | No | No |
| Annual fee | EGP 250 Best | EGP 350 | EGP 250 Best |
| Fee waivable | No | No | No |
| Issuance fee | EGP 250 Best | EGP 350 | EGP 250 Best |
| Late payment fee | — | EGP 125 | EGP 75 Best |
| Over-limit fee | — | EGP 125 | EGP 75 Best |
| Supplementary card fee/yr | EGP 150 | EGP 350 | EGP 100 |
| Foreign txn fee | 3% | 3% | 3% |
| Min payment (%) | 5% | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 69.59% (4.5% /mo) | 79.38% (4.99% /mo) | 42.58% (3% /mo) Best |
| Cash advance APR (nominal) | 54% | 59.88% | 36% Best |
| Domestic cash advance fee | EGP 60 | 10% (min EGP 100) | 5% (min EGP 50) |
| Cash advance limit | — | Up to 100% of the credit limit in cash Best | Up to 50% of the credit limit in cash |
| Cash advance fee abroad | EGP 100 | 10% (min EGP 100) | 5% (min EGP 50) |
| Lounge access | No | No | No |
| Installments | No | Yes | Yes |
| Travel insurance | No | No | No |
| Purchase protection | No | Yes | No |
| Cashback | No | Yes | No |
| Cashback rate | — | 0.5% | — |
| Rewards points | No | No | No |
| Installment months | — | 36 | 36 |
| Min age | 21 | 21 | 16 |
| Max age | — | 65 | — |
| Approved employer | No | No | No |