2 products side by side
Signature Credit Card
VISA Signature No product wins everything — the right one depends on your need.
| Specs | Signature Credit Card Attijariwafa bank Egypt | VISA Signature MID BANK |
|---|---|---|
| Network | Visa | Visa |
| Tier | Signature | Signature |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 200,000 – EGP 2,000,000 | EGP 250,000 – EGP 1,500,000 |
| Purchase limit abroad (POS) | EGP 450,000 Best | EGP 400,000 |
| Cash withdrawal limit abroad | EGP 4,500 Best | EGP 1,600 |
| Effective annual rate (APR) | 63.84% (4.2% /mo) | 60.1% (4% /mo) Best |
| Nominal APR | 50.4% | 48% Best |
| Installment interest | — | 3% |
| Grace period | 55 days | 58 days Best |
| First year free | No | No |
| Annual fee | EGP 2,000 Best | EGP 2,500 |
| Fee waivable | No | No |
| Issuance fee | EGP 1,500 Best | EGP 2,500 |
| Late payment fee | EGP 150 | EGP 150 |
| Over-limit fee | EGP 150 | EGP 150 |
| Supplementary card fee/yr | EGP 1,000 (first 2 free) | EGP 1,500 |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 63.84% (4.2% /mo) | 60.1% (4% /mo) Best |
| Cash advance APR (nominal) | 50.4% | 48% Best |
| Domestic cash advance fee | EGP 35 | EGP 30 |
| Cash advance fee abroad | EGP 80 | EGP 50 |
| Lounge access | Yes | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | No |
| Purchase protection | Yes | No |
| Cashback | No | No |
| Rewards points | Yes | Yes |
| Rewards program | برنامج WafaPoints | برنامج نقاط ميدبنك |
| Points per EGP | — | 1 |
| Installment months | — | 36 |
| Min age | 21 | 21 |
| Approved employer | No | No |