Signature Credit Card

Attijariwafa bank Egypt · Credit cards · Egyptian Pound · 2.5 · Sunday 25 October 2026 - 01:01 AM

The Signature Card offers exclusive benefits, including airport lounge access, rewards, installment plans, and purchase protection.

Annual fee: EGP 2,000
Rewards: Rewards points
Effective APR: 63.84%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average
I want a card that is easy to get
- Minimum credit limit higher than average
I want the most cashback

Annual fee EGP 2,000 Below the median of 8 Signature cards (EGP 2,500)
Effective APR 63.84% Above the median of 8 Signature cards (57.83%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 2,000 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 200,000 – EGP 2,000,000
Purchase limit abroad (POS): EGP 450,000
Cash withdrawal limit abroad: EGP 4,500

Interest & fees

Effective annual rate (APR): 63.84% (4.2% /mo)
Nominal APR: 50.4%
Grace period: 55 days
Annual fee: EGP 2,000
Fee waivable: No
Issuance fee: EGP 1,500
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 1,000 (first 2 free)
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Cash advance APR (effective): 63.84% (4.2% /mo)
Cash advance APR (nominal): 50.4%
Domestic cash advance fee: EGP 35
Cash advance fee abroad: EGP 80

Rewards & benefits

Lounge access Installments Purchase protection

Rewards program: برنامج WafaPoints

Eligibility

Min age: 21
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerUnemployedFreelancer
Accepted professions: any profession
Required documents: National ID CopyPassport Copy

Do the maths

Signature Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 2.5

2.5 Banky rating

Pros

Enjoy complimentary access to over 1,300 selected airport lounges worldwide across more than 500 cities.
Shop online more securely using OTP (One-Time Password) authentication through 3D Secure.

Cons

The interest rate is relatively high at 4.20%.

Our take

The Signature Credit Card offers a range of benefits, including complimentary airport lounge access, the WafaPoints rewards program, flexible installment plans, purchase protection, and exclusive travel services. It is suitable for customers seeking a combination of financial flexibility, travel privileges, and lifestyle benefits, subject to the applicable fees, terms, and conditions.

The Signature Card offers exclusive benefits, including airport lounge access, rewards, installment plans, and purchase protection.

Compare

Alternatives at a glance
Signature Credit Card Attijariwafa bank Egypt This one	VISA Signature MID BANK	AAIB Signature Cashback Visa Credit Card Arab African International Bank	Arab Bank Signature Visa Credit Card arab bank egypt
Annual fee
EGP 2,000	EGP 2,500	EGP 1,500	EGP 1,500
Rewards
Rewards points	Rewards points	10% cashback	None
Effective APR
63.84%	60.1%	60.1%	34.49%

Compare with 3 similar credit cards

Added Tuesday 18 August 2026 - 12:23 AM Updated Monday 26 October 2026 - 12:49 AM