2 products side by side
Split Credit Card
ABE Classic Visa Credit Card No product wins everything — the right one depends on your need.
| Specs | Split Credit Card Egbank | ABE Classic Visa Credit Card Agricultural Bank of Egypt |
|---|---|---|
| Network | Mastercard | Visa |
| Tier | Classic | Classic |
| Contactless | Yes | Yes |
| Apple Pay | No | No |
| Google Pay | No | No |
| Credit limit | EGP 1,500,000 – EGP 2,000,000 | EGP 40,000 – EGP 1,000,000 |
| Purchase limit abroad (POS) | — | EGP 100,000 |
| Cash withdrawal limit abroad | — | EGP 10,000 |
| Monthly intl. online limit (from Egypt) | — | EGP 100,000 |
| Effective annual rate (APR) | 42.58% (3% /mo) | 42.58% (3% /mo) |
| Nominal APR | 36% | 36% |
| Installment interest | — | 95% |
| Grace period | 57 days | 57 days |
| First year free | No | No |
| Annual fee | EGP 500 | EGP 350 Best |
| Fee waivable | No | No |
| Issuance fee | EGP 500 | EGP 350 Best |
| Late payment fee | EGP 300 | EGP 150 Best |
| Over-limit fee | EGP 300 | EGP 150 Best |
| Supplementary card fee/yr | EGP 500 | EGP 350 (first 2 free) |
| Foreign txn fee | 3% | 3% |
| Min payment (%) | 5% | 5% |
| Min payment (fixed) | EGP 100 | EGP 100 |
| Cash advance APR (effective) | 42.58% (3% /mo) | 42.58% (3% /mo) |
| Cash advance APR (nominal) | 36% | 36% |
| Domestic cash advance fee | EGP 150 | 3% (min EGP 5) |
| Cash advance limit | — | Up to 90% of the credit limit in cash |
| Cash advance fee abroad | EGP 100 | 10% (min EGP 60) |
| Lounge access | No | Yes |
| Installments | Yes | Yes |
| Travel insurance | No | Yes |
| Purchase protection | No | No |
| Cashback | No | No |
| Rewards points | Yes | No |
| Installment months | 60 | 36 |
| Min age | 21 | 21 |
| Max age | — | 65 |
| Approved employer | No | No |