ABE Classic Visa Credit Card — Agricultural Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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ABE Classic Visa Credit Card

ABE Classic Visa Credit Card

Visa
Agricultural Bank of Egypt · Credit cards · Egyptian Pound · 3.5 · Monday 06 July 2026 - 11:07 AM

The Egyptian Agricultural Bank’s Visa Platinum card is the "card for the elite and discerning travelers."

Annual fee
EGP 350
Rewards
None
Effective APR
42.58%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average

Not for you if

  • I pay my card off in full
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 350 Above the median of 36 Classic cards (EGP 250)
  • Effective APR 42.58% Below the median of 35 Classic cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 350 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 40,000 – EGP 1,000,000
Purchase limit abroad (POS)
EGP 100,000
Cash withdrawal limit abroad
EGP 10,000
Monthly intl. online limit (from Egypt)
EGP 100,000

Interest & fees

Effective annual rate (APR)
42.58% (3% /mo)
Nominal APR
36%
Installment interest
95%
Grace period
57 days
Annual fee
EGP 350
Fee waivable
No
Issuance fee
EGP 350
Late payment fee
EGP 150
Over-limit fee
EGP 150
Supplementary card fee/yr
EGP 350 (first 2 free)
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
42.58% (3% /mo)
Cash advance APR (nominal)
36%
Domestic
Domestic cash advance fee
3% (min EGP 5)
Cash advance limit
Up to 90% of the credit limit in cash
Abroad
Cash advance fee abroad
10% (min EGP 60)

Rewards & benefits

Lounge access Installments · up to 36 mo Travel insurance
Detailed benefits
Other 2
  • سماح على المشتريات إمكانية سداد كامل المديونية دون احتساب فوائد خلال فترة السماح.
  • سحب نقدي إمكانية استخدام البطاقة في السحب النقدي.
Shopping 2
  • التسوق أونلاين التسوق والدفع عبر الإنترنت.
  • الشراء من المتاجر ونقاط البيع الشراء من المتاجر ونقاط البيع المختلفة.
Insurance 1
  • تأمين بضمان الحيازة الزراعية بطاقة الحيازة فى حالة اصدار البطاقة بضمان الحيازة الزراعية للحائزين

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentSelf-EmployedMilitaryFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferCredit Card-BackedCommercial Register & Tax CardSavings Vessel (Certificate / Deposit)
Required documents
National ID CopySalary Slip (Last 3 Months)Bank Statement (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

ABE Classic Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • The card can be used for cash withdrawals and for purchases from merchants and online.
  • Repayment grace period of up to 57 days.
  • The customer may settle the entire outstanding balance without incurring interest, or pay a monthly minimum of 5% of the balance, with a debit interest rate applied to the remaining amount.
  • It is issued against tangible collateral (such as a certificate or deposit) held at the bank, or secured by proof of salary, a bank statement (for self-employed individuals), or proof of agricultural land tenure.
  • Airport Lounge Access (Visa Airport Companion): The card grants you complimentary access to a wide range of airport lounges worldwide, specifically through the Visa program.

Cons

  • Annual renewal fees: The administrative and annual fees for the Visa Platinum card are considered relatively high compared to the "Gold" or "Titanium" categories.

Our take

The Visa Platinum card from the Agricultural Bank of Egypt offers a distinct user experience compared to Mastercard options, leveraging the global Visa network and its specific travel and shopping benefits. It is available as either a credit or debit card for premium customer segments. If you prefer the Visa network over Mastercard and wish to take advantage of robust features—such as purchase protection, travel insurance, and airport lounge access via DragonPass—this card is an excellent choice. It combines the prestige of the Platinum tier with the Agricultural Bank’s extensive branch network, ensuring convenient repayment and seamless transaction handling across Egypt.

The Egyptian Agricultural Bank’s Visa Platinum card is the "card for the elite and discerning travelers."

Compare

Alternatives at a glance
ABE Classic Visa Credit Card ABE Classic Visa Credit Card Agricultural Bank of Egypt This oneSplit Credit Card Split Credit Card Egbank United Bank Classic Visa Credit Card the united bank Standard Mastercard Standard Mastercard National Bank of Egypt
Annual fee
EGP 350 EGP 500 EGP 250 EGP 150
Rewards
None Rewards points Rewards points Rewards points
Effective APR
42.58% 42.58% 38.16% 51.11%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Monday 26 October 2026 - 05:25 PM