Before opening an account, request the current fee schedule and read the items that will actually affect you: account opening fees, recurring fees, minimum balance and any applicable fees for falling below it, account statements, withdrawals from non-bank ATMs, transfers, card issuance and renewal, and account closure fees, if applicable.
Steps
The Central Bank confirms your right to know the fees and charges before applying.
Don't rely on the phrase "free account" in the advertisement; ask what exactly is free and what the conditions are.
The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.