What do OUR, SHA, and BEN mean in international currency conversion? | Ask Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

What do OUR, SHA, and BEN mean in international currency conversion?

Asked by Banky team 2 months ago
Banky team Reviewed editorial answer

These are the instructions for distributing money transfer fees: OUR means the sender pays the fee, SHA means the fee is split between the sender and recipient, and BEN means the beneficiary pays the fee according to the route.

Ask your bank for the actual result, as intermediary banks may affect the amount received.

The figures, fees and limits in this answer vary by bank and change over time — confirm them with your bank or the official source before acting.

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