What is the difference between Freeze, Block and Cancel? | Ask Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

What is the difference between Freeze, Block and Cancel?

Asked by Banky team 2 months ago
Banky team Reviewed editorial answer

Simply put: Freeze is usually a temporary hold that you can undo if you find the card.

Key points

  • Block can be used to temporarily or permanently disable the card, depending on the bank's policy.

  • Cancel/Close means the card is permanently deactivated and will not be reactivated with the same information.

  • The terminology varies between banks, so in case of actual theft, don't rely solely on the button's name in the app; contact your bank and report the card as "lost/stolen" so they can follow the correct procedure and determine if you need a replacement.

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