star — the united bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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the united bank · Savings · Egyptian Pound · 4.0 · Sunday 11 October 2026 - 03:09 PM

A variable-yield current account offering monthly returns up to 13.25% with zero maintenance fees, requiring a minimum balance of EGP 100,000.

Interest rate
10% – 13.25%
Min. opening deposit
EGP 100K
Monthly fee
EGP 40

Banky Analysis

Suits you if

  • Grow my savings the most
    • Net yield after fees higher than average
  • I want an account with banking features
    • More banking features than average

Not for you if

  • I want to start with a small amount

All of this is measured against products in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Interest type
Fixed
Base rate
10%
Max rate
13.25%
Payout
Compounded monthly
Rate tiers
  1. EGP 100,000 – EGP 499,999
    10%
  2. EGP 500,000 – EGP 749,999
    10.5%
  3. EGP 750,000 – EGP 999,999
    10.75%
  4. EGP 1,000,000 – EGP 2,999,999
    11.5%
  5. ≥ EGP 3,000,000
    13.25%

Balance & withdrawals

Min opening deposit
EGP 100,000
Min balance for interest
EGP 100,000
Overdraft allowed
No

Fees

Opening fee
EGP 150
Monthly fee
EGP 40
Quarterly fee
EGP 0
Below-minimum fee
EGP 100

Features & requirements

Debit card
Yes
Online banking
Yes
Mobile banking
Yes
Joint account
No
Minor account
No
For women
No
For pensioners
No

Do the maths

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Competitive monthly returns of up to 13.25% with zero opening and maintenance fees.

Cons

  • A high minimum balance requirement of EGP 100,000 for opening and interest calculation, making it less accessible for small savers.

Our take

يُعد "حساب ستار جاري ذو عائد" المقدم من المصرف المتحد خياراً مناسباً للعملاء الراغبين في الجمع بين مرونة الحساب الجاري وعوائد مالية تنافسية. يتيح الحساب عائداً متغيراً يتراوح بين 10% و13.25% يصرف بشكل شهري، مع حد أدنى لفتح الحساب واحتساب العائد يبلغ 100,000 جنيه مصري، ودون أي رسوم لفتح الحساب أو رسوم صيانة دورية.

A variable-yield current account offering monthly returns up to 13.25% with zero maintenance fees, requiring a minimum balance of EGP 100,000.

Compare

Alternatives at a glance
star the united bank This one Current Account 365 Days MID BANK Super Daily Plus Savings Account bank nxt Wafa Premium Account Attijariwafa bank Egypt
Interest rate
10% – 13.25% 10.5% – 17% 11% – 15.25% 9% – 17.75%
Min. opening deposit
EGP 100K EGP 5,000 EGP 5,000 EGP 20K
Monthly fee
EGP 40 EGP 0 EGP 100 EGP 50
Compare with 3 similar savings

Added Monday 18 May 2026 - 02:17 PM Updated Sunday 25 October 2026 - 10:54 PM