Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
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- 24 Karat 7,040.00 +25.00 +0.36%
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Loans
Browse all Loans
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2 products side by side
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Employees Loan Arab African International Bank - Remove Pensioners Loan Arab African International Bank
- Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Pensioners Loan 28% vs 28.5% at Employees Loan
- Largest amount Employees Loan EGP 5,000,000 vs EGP 100,000 at Pensioners Loan
- On a modest income Employees Loan EGP 6,000 vs EGP 10,000 at Pensioners Loan
Biggest differences
- Max amount ×50
- Min monthly income EGP 4,000 apart
All specifications
| Specs | Employees Loan Arab African International Bank | Pensioners Loan Arab African International Bank |
|---|---|---|
| Available online | Yes | Yes |
| Loan type | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 28.5% | 28% Best |
| Min amount | EGP 15,000 | EGP 15,000 |
| Max amount | EGP 5,000,000 Best | EGP 100,000 |
| Min term | 1 yr | 1 yr |
| Max term | 12 yrs | 5 yrs |
| Max DTI | 50% | 50% |
| Max financing | 100% | — |
| Zero down payment | No | No |
| Processing fee (%) | 2.5% | 2.5% |
| Processing fee (fixed) | EGP 300 | EGP 300 |
| Early repayment penalty | 10% | 10% |
| Min monthly income | EGP 6,000 Best | EGP 10,000 |
| Min age | 21 | 40 |
| Max age | 60 | 64 |
| Approved employer | No | No |
| Requires collateral | Yes | Yes |
| Life insurance | No | No |