Pensioners Loan — Arab African International Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Pensioners Loan

Arab African International Bank · Loans · Egyptian Pound · 3.0 · Saturday 24 October 2026 - 03:20 PM

A financing solution tailored for pensioners, featuring flexible repayment terms.

Interest rate
28%
Loan amount
EGP 15K – 100K
Term up to
5 yrs
Type
Personal Loan

Banky Analysis

An audit of the product itself

Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not

What you trade off:

  • Maximum amount lower than average
  • Requires a down payment
  • Requires collateral
  • Repayment term shorter than average

What's good

  • Apply online
  • The bank publishes its processing fee

Not known yet

1 more detail we don't have yet

All of this is measured against personal loans in EGP only

Last checked Monday 26 October 2026 - 02:17 AM

Rates, terms & fees

Available online
Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
28%
Min amount
EGP 15,000
Max amount
EGP 100,000
Min term
1 yr
Max term
5 yrs
Max DTI
50%
Processing fee (%)
2.5%
Processing fee (fixed)
EGP 300
Early repayment penalty
10%

Eligibility & requirements

Min monthly income
EGP 10,000
Min age
40
Max age
64
Approved employer
No
Requires collateral
Yes
Life insurance
No
Accepted employment types
Pensioner
Accepted professions
Pensioner
Security types
Salary Transfer
Required documents
National ID CopyRecent Utility BillPension Certificate
Eligibility criteria
Nationalityegyptian
Requires iScoreNo
Notesلأصحاب المعاشات؛ يلزم بيان معاش حديث؛ تحويل المعاش.

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Pensioners Loan

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Our take 3.0

3.0 Banky rating

Pros

  • Monthly installment notifications: SMS service for monthly installments
  • Possibility of increasing the loan amount
  • Repayment period of up to 5 years

Cons

  • The loan amount is small, reaching only 100,000 pounds.
  • A high minimum pension of 10,000 pounds

Our take

The Arab African International Bank offers a loan for pensioners of up to 100,000 EGP. While the interest rates are relatively high, the loan can be repaid over a period of up to 5 years and comes with exclusive benefits tailored to pensioners.

A financing solution tailored for pensioners, featuring flexible repayment terms.

Compare

Alternatives at a glance
Pensioners Loan Arab African International Bank This one Employees Loan Arab African International Bank The education loan banque du caire Employees Loan Agricultural Bank of Egypt
Interest rate
28% 28.5% 29% 24%
Loan amount
EGP 15K – 100K EGP 15K – 5M EGP 15K – 300K EGP 10K – 6M
Term up to
5 yrs 12 yrs 1 yr 10 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
Compare with 3 similar loans

Added Thursday 02 July 2026 - 11:26 AM Updated Saturday 24 October 2026 - 03:20 PM