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Personal Loan for Bank Employees The Industrial Development Bank
Pensioners Personal Loan banque du caire No product wins everything — the right one depends on your need.
| Specs | Personal Loan for Bank Employees The Industrial Development Bank | Pensioners Personal Loan banque du caire |
|---|---|---|
| Available online | No | No |
| Loan type | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance |
| Interest rate | 19% Best | 22% |
| Min amount | EGP 0 Best | EGP 3,000 |
| Max amount | EGP 5,000,000 Best | EGP 1,000,000 |
| Min term | 1 yr | 1 yr |
| Max term | 15 yrs | 12 yrs |
| Max DTI | — | 50% |
| Zero down payment | No | No |
| Processing fee (%) | — | 2.5% |
| Early repayment penalty | — | 10% |
| Min monthly income | EGP 5,000 | EGP 1,000 Best |
| Min age | 22 | 21 |
| Max age | 65 | 70 |
| Self-employed register months | 4 mo | — |
| Approved employer | No | Yes |
| Requires collateral | No | Yes |
| Life insurance | Yes | Yes |