Personal Loan for Bank Employees — The Industrial Development Bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Personal Loan for Bank Employees

The Industrial Development Bank · Loans · Egyptian Pound · Wednesday 19 August 2026 - 12:57 AM
Interest rate
19% – 20.5%
Loan amount
Up to EGP 5M
Term up to
15 yrs
Type
Personal Loan

Banky Analysis

An audit of the product itself

Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not

What you trade off:

  • Branch application only
  • Requires a down payment
  • Egyptian nationals only

What's good

  • Maximum amount higher than average
  • Repayment term longer than average

Not known yet

3 more details we don't have yet

All of this is measured against personal loans in EGP only

Last checked Monday 26 October 2026 - 02:17 AM

Rates, terms & fees

Loan type
Personal Loan
Interest type
Reducing Balance
Interest rate
19%
Min amount
EGP 0
Max amount
EGP 5,000,000
Min term
1 yr
Max term
15 yrs

Eligibility & requirements

Min monthly income
EGP 5,000
Min age
22
Max age
65
Self-employed register months
4 mo
Approved employer
No
Requires collateral
No
Life insurance
Yes
Accepted employment types
Employed
Accepted professions
Banker
Security types
Without Salary Transfer
Required documents
National ID CopyRecent Utility BillBank Statement (Last 6 Months)
Eligibility criteria
Nationalityegyptian
Requires iScoreNo
Notesمده الخدمة البنكية تبدأ من 4 أشهر

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Personal Loan for Bank Employees

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Alternatives at a glance
Personal Loan for Bank Employees The Industrial Development Bank This one Business owners and self-employed National Bank of Egypt Pensioners Personal Loan banque du caire Doctors' loan bank abc
Interest rate
19% – 20.5% 22% – 22.25% 22% 21.5%
Loan amount
Up to EGP 5M Up to EGP 1.5M EGP 3,000 – 1M Up to EGP 1.5M
Term up to
15 yrs 7 yrs 12 yrs 7 yrs
Type
Personal Loan Personal Loan Personal Loan Personal Loan
Compare with 3 similar loans

Added Thursday 02 July 2026 - 11:26 AM Updated Wednesday 19 August 2026 - 12:57 AM