Editor-in-Chief Mohamed Salah
BANKY NOW 2 Nov 2026
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Loans
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3 products side by side
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Customized loans for doctors FABMISR - Remove Personal loan FABMISR
- Remove
Pensioners Cash Loan National Bank of Egypt
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Customized loans for doctors & Pensioners Cash Loan 20.5% vs 28.5% at Personal loan
- Largest amount Customized loans for doctors EGP 2,000,000 vs EGP 1,000,000 at Personal loan & Pensioners Cash Loan
- On a modest income Pensioners Cash Loan EGP 1,000 vs EGP 10,000 at Customized loans for doctors & Personal loan
Biggest differences
- Min monthly income ×10
- Early repayment penalty 5 pts apart
- Max amount ×2
- Interest rate 8 pts apart
All specifications
| Specs | Customized loans for doctors FABMISR | Personal loan FABMISR | Pensioners Cash Loan National Bank of Egypt |
|---|---|---|---|
| Available online | Yes | Yes | Yes |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 20.5% Best | 28.5% | 20.5% Best |
| Min amount | EGP 10,000 | EGP 10,000 | EGP 10,000 |
| Max amount | EGP 2,000,000 Best | EGP 1,000,000 | EGP 1,000,000 |
| Min term | 6 mo | 6 mo | 1 yr |
| Max term | 6 yrs | 7 yrs | 10 yrs |
| Max DTI | 50% | 50% | 35% |
| Max financing | 100% | 100% | 100% |
| Zero down payment | Yes | Yes | Yes |
| Processing fee (%) | 2% | 2% | 2% |
| Processing fee (fixed) | — | — | EGP 250 |
| Early repayment penalty | 3% Best | 8% | 3% Best |
| Min monthly income | EGP 10,000 | EGP 10,000 | EGP 1,000 Best |
| Min age | 25 | 21 | 21 |
| Max age | 65 | 60 | 65 |
| Approved employer | No | No | No |
| Requires collateral | No | Yes | Yes |
| Life insurance | No | No | No |