Personal loan
The personal loan from First Abu Dhabi Bank Egypt is a strong and ideal option.
- Interest rate
- 20.5% – 28.5%
- Loan amount
- EGP 10K – 1M
- Term up to
- 7 yrs
- Type
- Personal Loan
Banky Analysis
An audit of the product itself
Loans cannot be reduced to one number. Below is what each bank publishes, and what it does not
What you trade off:
- Maximum amount lower than average
- More documents than average
- Requires collateral
- Repayment term shorter than average
What's good
- Apply online
- No down payment
- Open to Egyptians and non-Egyptians
- Early settlement penalty lower than average
Not known yet
1 more detail we don't have yet
All of this is measured against personal loans in EGP only
Last checked Monday 26 October 2026 - 02:17 AM
Rates, terms & fees
Available online
- Loan type
- Personal Loan
- Interest type
- Reducing Balance
- Interest rate
- 28.5%
- Min amount
- EGP 10,000
- Max amount
- EGP 1,000,000
- Min term
- 6 mo
- Max term
- 7 yrs
- Max DTI
- 50%
- Max financing
- 100%
- Processing fee (%)
- 2%
- Early repayment penalty
- 8%
Eligibility & requirements
- Min monthly income
- EGP 10,000
- Min age
- 21
- Max age
- 60
- Approved employer
- No
- Requires collateral
- Yes
- Life insurance
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- Government EmployeePrivate Sector Employeeany profession
- Security types
- Salary TransferWithout Salary Transfer
- Required documents
- National ID CopyPassport CopySalary Slip (Last 3 Months)HR / Employer LetterRecent Utility BillTax CardCommercial RegisterBank Statement (Last 6 Months)
Eligibility criteria
| Nationality | both |
Do the maths
Our take
Pros
- Financing of up to EGP 1,000,000
- Long repayment period: Repayment flexibility extending up to 84 months (7 years).
- Debt Buyout Option: The bank offers the option to buy out existing loans from other banks and consolidate them into a single installment.
Cons
- Administrative fees: Administrative fees of up to 2% of the total loan amount apply.
- Terms and financial approval vary depending on salary transfer eligibility or the type of employer, which may reduce the financing amount available to employees of non-approved companies.
Our take
The personal loan from First Abu Dhabi Bank Egypt is a strong and ideal option.
Compare
| Personal loan FABMISR This one | Pensioners Cash Loan National Bank of Egypt | Customized loans for doctors FABMISR | Dream Cash Personal Loan Export Development Bank of Egypt |
|---|---|---|---|
| Interest rate | |||
| 20.5% – 28.5% | 20.5% | 20.5% | 22.5% – 23% |
| Loan amount | |||
| EGP 10K – 1M | EGP 10K – 1M | EGP 10K – 2M | EGP 30K – 1M |
| Term up to | |||
| 7 yrs | 10 yrs | 6 yrs | 8 yrs |
| Type | |||
| Personal Loan | Personal Loan | Personal Loan | Personal Loan |
Added Wednesday 20 May 2026 - 12:07 PM Updated Tuesday 04 August 2026 - 09:20 AM