Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.28 Sell 55.42 −0.08 −0.15%
- 🇪🇺 EUR Buy 61.80 Sell 61.97 −0.25 −0.40%
- 🇬🇧 GBP Buy 74.13 Sell 74.34 −0.11 −0.15%
- 🇸🇦 SAR Buy 14.73 Sell 14.77 −0.02 −0.16%
- 🇦🇪 AED Buy 15.05 Sell 15.09 −0.02 −0.15%
- 🇰🇼 KWD Buy 179.43 Sell 179.94 −0.22 −0.12%
- 24 Karat 7,040.00 +25.00 +0.36%
- 21 Karat 6,160.00 +20.00 +0.33%
- 18 Karat 5,280.00 +15.00 +0.28%
- Gold Pound 49,280.00 +160.00 +0.33%
- Ounce 218,970.00 +710.00 +0.33%
Loans
Browse all Loans
Compare Loans
3 products side by side
- Remove
Employes Loans National Bank of Egypt - Remove
Personal loan FABMISR - Remove Pensioners Cash Loan National Bank of Egypt
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Pensioners Cash Loan 20.5% vs 28.5% at Personal loan
- Largest amount Employes Loans EGP 3,000,000 vs EGP 1,000,000 at Personal loan & Pensioners Cash Loan
- On a modest income Pensioners Cash Loan EGP 1,000 vs EGP 10,000 at Personal loan
Biggest differences
- Min monthly income ×10
- Max amount ×3
- Early repayment penalty 5 pts apart
- Min amount ×2
All specifications
| Specs | Employes Loans National Bank of Egypt | Personal loan FABMISR | Pensioners Cash Loan National Bank of Egypt |
|---|---|---|---|
| Available online | Yes | Yes | Yes |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 21% | 28.5% | 20.5% Best |
| Min amount | EGP 5,000 Best | EGP 10,000 | EGP 10,000 |
| Max amount | EGP 3,000,000 Best | EGP 1,000,000 | EGP 1,000,000 |
| Min term | 1 yr | 6 mo | 1 yr |
| Max term | 12 yrs | 7 yrs | 10 yrs |
| Max DTI | 50% | 50% | 35% |
| Max financing | 100% | 100% | 100% |
| Zero down payment | Yes | Yes | Yes |
| Processing fee (%) | 2% | 2% | 2% |
| Processing fee (fixed) | EGP 250 | — | EGP 250 |
| Early repayment penalty | 7% | 8% | 3% Best |
| Min monthly income | EGP 2,000 | EGP 10,000 | EGP 1,000 Best |
| Min age | 21 | 21 | 21 |
| Max age | 60 | 60 | 65 |
| Approved employer | No | No | No |
| Requires collateral | Yes | Yes | Yes |
| Life insurance | No | No | No |