Editor-in-Chief Mohamed Salah
BANKY NOW 2 Nov 2026
Central Bank of Egypt- 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
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Loans
Browse all Loans
Compare Loans
3 products side by side
- Remove
Business owners and self-employed National Bank of Egypt - Remove
Pensioners Personal Loan banque du caire - Remove
Personal Loan for Bank Employees The Industrial Development Bank
No product wins everything — the right one depends on your need.
Best for…
- Lowest rate Personal Loan for Bank Employees 19% vs 22% at Business owners and self-employed & Pensioners Personal Loan
- Largest amount Personal Loan for Bank Employees EGP 5,000,000 vs EGP 1,000,000 at Pensioners Personal Loan
- Lowest processing fee Business owners and self-employed 2% vs 2.5% at Pensioners Personal Loan
- On a modest income Pensioners Personal Loan EGP 1,000 vs EGP 10,000 at Business owners and self-employed
Biggest differences
- Min amount EGP 3,000 apart
- Min monthly income ×10
- Max amount ×5
- Interest rate 3 pts apart
All specifications
| Specs | Business owners and self-employed National Bank of Egypt | Pensioners Personal Loan banque du caire | Personal Loan for Bank Employees The Industrial Development Bank |
|---|---|---|---|
| Available online | Yes | No | No |
| Loan type | Personal Loan | Personal Loan | Personal Loan |
| Interest type | Reducing Balance | Reducing Balance | Reducing Balance |
| Interest rate | 22% | 22% | 19% Best |
| Min amount | EGP 0 Best | EGP 3,000 | EGP 0 Best |
| Max amount | EGP 1,500,000 | EGP 1,000,000 | EGP 5,000,000 Best |
| Min term | Flexible | 1 yr | 1 yr |
| Max term | 7 yrs | 12 yrs | 15 yrs |
| Max DTI | 50% | 50% | — |
| Max financing | 100% | — | — |
| Zero down payment | Yes | No | No |
| Processing fee (%) | 2% Best | 2.5% | — |
| Processing fee (fixed) | EGP 250 | — | — |
| Early repayment penalty | 7% Best | 10% | — |
| Min monthly income | EGP 10,000 | EGP 1,000 Best | EGP 5,000 |
| Min age | 21 | 21 | 22 |
| Max age | 65 | 70 | 65 |
| Self-employed register months | 24 mo | — | 4 mo Best |
| Approved employer | No | Yes | No |
| Requires collateral | No | Yes | No |
| Life insurance | No | Yes | Yes |