Editor-in-Chief Mohamed Salah
BANKY NOW 3 Nov 2026
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Deposits
Browse all Deposits
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Elegance deposits The Industrial Development Bank - Remove
Digital Annual Deposit QNB EGYPT - Up to 3 products
No product wins everything — the right one depends on your need.
Best for…
- Highest yield Elegance deposits 22.5% total · avg. 14.99% a year vs 11.25% at Digital Annual Deposit
- Starting small Digital Annual Deposit EGP 5,000 vs EGP 100,000 at Elegance deposits
Biggest differences
- Min deposit ×20
- Yield at the chosen payout 3.74 pts apart
All specifications
| Specs | Elegance deposits The Industrial Development Bank | Digital Annual Deposit QNB EGYPT |
|---|---|---|
| Rate type | Fixed | Fixed |
| Payout | Multiple | At Maturity |
| Yield at the chosen payout | 22.5% total · avg. 14.99% a year Best | 11.25% |
| Yield by payout | At maturity 22.5% total · Upfront 17.25% total | At maturity |
| Deposit type | Time Deposit | Time Deposit |
| Term | 18 mo | 1 yr |
| Min deposit | EGP 100,000 | EGP 5,000 Best |
| Negotiable | No | No |
| Early withdrawal | No | No |
| Auto-renew | Yes | Yes |
| Renewal rate type | Prevailing | Prevailing |
| Usable as collateral | Yes | Yes |
| Available online | Yes | Yes |
| Branch visit required | Yes | No |