Digital Annual Deposit
The top digital choice to maximize annual fixed returns easily from the mobile application.
- Annual yield
- 11.25%
- Term
- 1 yr
- Min. deposit
- EGP 5,000
- Payout
- At maturity
Banky Analysis
3.1/5
Suits you if
- I want a predictable return
- Fixed, unchanging return
Not for you if
- I need monthly income
- Pays out less frequently
- Grow my savings the most
- Yield higher than average for this term
- Keep my money reachable
- I may need to break early
All of this is measured against products of up to 12 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- At Maturity
- Yield by payout
- At maturity
Amount & term
- Deposit type
- Time Deposit
- Term
- 1 yr
- Min deposit
- EGP 5,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- No
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- Yes
- Branch visit required
- No
Do the maths
Our take
Pros
- Highest fixed annual rate listed on the page (11.25%).
- Auto-renewal option allowing compounding of principal and interest.
Cons
- Interest cannot be collected periodically during the year, only at maturity.
Our take
A 1-year digital deposit delivering the highest fixed rate on the digital table at 11.25% per annum paid at maturity.
The top digital choice to maximize annual fixed returns easily from the mobile application.
Compare
| Digital Annual Deposit QNB EGYPT This one | Traditional weekly deposit for individuals the united bank | 6-month digital deposit QNB EGYPT | الوديعة سنتين CIB Egypt |
|---|---|---|---|
| Annual yield | |||
| 11.25% | 11.5% | 11% | 10% – 12% |
| Term | |||
| 1 yr | 1 mo | 6 mo | 2 yrs |
| Min. deposit | |||
| EGP 5,000 | EGP 100K | EGP 5,000 | EGP 5,000 |
| Payout | |||
| At maturity | Upfront | At maturity | Monthly |
Added Monday 29 June 2026 - 05:29 PM Updated Monday 27 July 2026 - 06:09 PM