annual deposit — the united bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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annual deposit

the united bank · Deposits · Egyptian Pound · 4.5 · Tuesday 27 October 2026 - 10:50 AM

A solid annual deposit delivering a high yield of up to 15% and an accessible entry threshold, subject to a full 1-year lock-in period.

Annual yield
15%
Term
1 yr
Min. deposit
EGP 5,000
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
  • I may need to break early

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
No
Available online
Yes
Branch visit required
No

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annual deposit

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • A relatively high competitive return reaching up to 15% paid out at maturity.
  • An accessible minimum deposit requirement starting at 5,000 EGP to encourage savers.

Cons

  • Funds are locked for a full 12-month period without periodic interest payouts during the year.
  • The yield remains fixed throughout the entire term and cannot benefit from any potential interest rate hikes during the year.

Our take

The annual deposit offered by United Bank is a 12-month long-term savings vehicle that provides investors with an opportunity to invest funds at a competitive return reaching up to 15% paid at maturity. The deposit requires an accessible minimum deposit of 5,000 EGP and features flexible characteristics including automatic renewal, early withdrawal options, and collateral capabilities, making it a solid choice for annual savings and investment.

A solid annual deposit delivering a high yield of up to 15% and an accessible entry threshold, subject to a full 1-year lock-in period.

Compare

Alternatives at a glance
annual deposit the united bank This one Quarterly deposit banque du caire Ahlan Monthly Deposit saib bank 1 year and up to less than 2 years National Bank of Egypt
Annual yield
15% 15% 14.5% 14.5% – 15.5% Yield by payout
Term
1 yr 3 mo 1 mo 2 yrs
Min. deposit
EGP 5,000 EGP 10K EGP 1.5M EGP 1,000
Payout
At maturity Monthly At maturity Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5%
Compare with 3 similar deposits

Added Monday 20 July 2026 - 02:07 PM Updated Monday 27 July 2026 - 06:09 PM