monthly deposit — the united bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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monthly deposit

the united bank · Deposits · Egyptian Pound · 4.0 · Tuesday 13 October 2026 - 02:54 PM

An excellent one-month investment for those who can wait until term-end for the highest return.

Annual yield
13%
Term
1 mo
Min. deposit
EGP 100K
Payout
At maturity

Banky Analysis

Suits you if

  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Keep my money reachable
    • Shorter lock-in
  • I may need to break early

What's good

  • Shorter lock-in

All of this is measured against products of up to 1 month in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. EGP 100,000 – EGP 499,999 1 mo
    13%
  2. EGP 500,000 – EGP 999,999 1 mo
    14.75%
  3. EGP 1,000,000 – EGP 2,999,999 1 mo
    15%
  4. EGP 3,000,000 – EGP 4,999,999 1 mo
    15.5%
  5. EGP 5,000,000 – EGP 9,999,999 1 mo
    16%
  6. EGP 10,000,000 – EGP 19,999,999 1 mo
    16%
  7. EGP 20,000,000 – EGP 39,999,999 1 mo
    16.25%
  8. EGP 40,000,000 – EGP 74,999,999 1 mo
    16.5%
  9. EGP 75,000,000 – EGP 149,999,999 1 mo
    16.75%
  10. ≥ EGP 150,000,000 1 mo
    17%

Amount & term

Deposit type
Time Deposit
Term
1 mo
Min deposit
EGP 100,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Do the maths

monthly deposit

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Very high yields highly suitable for large amounts and massive financial tiers.

Our take

This deposit offers a strong annual yield of 15.00% (for the full term) scaling according to amount tiers to reach 17.00% for amounts of 150 million EGP and above over a full year.

An excellent one-month investment for those who can wait until term-end for the highest return.

Compare

Alternatives at a glance
monthly deposit the united bank This one Ahlan Annual Deposit saib bank Traditional weekly deposit for individuals the united bank 1 year and up to less than 2 years National Bank of Egypt
Annual yield
13% 13.5% 11.5% 14.5% – 15.5% Yield by payout
Term
1 mo 1 yr 1 mo 2 yrs
Min. deposit
EGP 100K EGP 1M EGP 100K EGP 1,000
Payout
At maturity Monthly Upfront Monthly 14.5% · Quarterly 15% · Semi-annual 15.25% · Annual 15.5%
Compare with 3 similar deposits

Added Tuesday 19 May 2026 - 09:42 AM Updated Tuesday 13 October 2026 - 02:57 PM