Annual deposit — the united bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
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Annual deposit

the united bank · Deposits · Egyptian Pound · 3.5 · Tuesday 13 October 2026 - 02:29 PM

A medium-term vessel suitable for savings up to one year with an end-of-term yield

Annual yield
9%
Term
1 yr
Min. deposit
EGP 5,000
Payout
At maturity

Banky Analysis

Suits you if

  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • I need monthly income
    • Pays out less frequently
  • Grow my savings the most
    • Yield lower than average for this term
  • Keep my money reachable
  • I may need to break early

All of this is measured against products of up to 12 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
At Maturity
Yield by payout
At maturity
Rate tiers
  1. EGP 5,000 – EGP 124,999 1 yr
    9%
  2. EGP 125,000 – EGP 2,999,999 1 yr
    9.5%
  3. ≥ EGP 3,000,000 1 yr
    10%

Amount & term

Deposit type
Time Deposit
Term
1 yr
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

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Annual deposit

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.5

3.5 Banky rating

Pros

  • Providing a relatively longer investment period ensuring yield stability for up to a year.

Cons

  • Yields of 9% and 10% are relatively low under current inflation rates compared to other alternatives.

Our take

These tenures cover the medium range favored by many individuals, with yields starting from 9.00% and gradually rising to reach 10.00% for large amounts at the end of the term.

A medium-term vessel suitable for savings up to one year with an end-of-term yield

Compare

Alternatives at a glance
Annual deposit the united bank This one Digital weekly deposit QNB EGYPT الوديعة سنتين CIB Egypt Traditional weekly deposit for individuals the united bank
Annual yield
9% 9.5% 10% – 12% 11.5%
Term
1 yr 7 days 2 yrs 1 mo
Min. deposit
EGP 5,000 EGP 100K EGP 5,000 EGP 100K
Payout
At maturity At maturity Monthly Upfront
Compare with 3 similar deposits

Added Tuesday 30 June 2026 - 03:17 PM Updated Tuesday 13 October 2026 - 02:28 PM