18-month deposit — the united bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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18-month deposit

the united bank · Deposits · Egyptian Pound · 5.0 · Tuesday 13 October 2026 - 03:05 PM

those seeking the highest advance yield for an 18-month period.

Total yield · Upfront
18.5%
Over 18 mo · avg. 12.32% a year
As the bank announces it: 18.5
Term
18 mo
Min. deposit
EGP 5,000
Payout
Upfront

The total and the average annual profit rate (total ÷ years) are Banky's figures for comparing certificates on one unit; they do not change what the bank pays.

Banky Analysis

Suits you if

  • I need monthly income
    • Advertised yield higher than average
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return

Not for you if

  • Keep my money reachable
  • I may need to break early

All of this is measured against products of up to 24 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Upfront
Yield by payout
Upfront
Rate tiers
  1. ≥ EGP 5,000 18 mo
    12.33%
    As the bank announces it: 18.5

Amount & term

Deposit type
Time Deposit
Term
18 mo
Min deposit
EGP 5,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
No
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
Yes
Branch visit required
Yes

Do the maths

18-month deposit

Calculate your deposit's maturity value and net profit after tax.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 5.0

5.0 Banky rating

Pros

  • Collecting a very high yield percentage fully paid in advance for a one-and-a-half-year term.

Cons

  • Locking up the amount throughout the 18-month period despite receiving profits at the start.

Our take

This deposit provides a high and rewarding 18.50% yield paid in advance for the full 18-month term, combining medium-term investment with massive, early cash liquidity from day one.

those seeking the highest advance yield for an 18-month period.

Compare

Alternatives at a glance
18-month deposit the united bank This one monthly deposit the united bank Digital Annual Deposit QNB EGYPT Ahlan Annual Deposit saib bank
Total yield · Upfront
18.5% 13% Annual yield11.25% Annual yield13.5% Annual yield
Term
18 mo 1 mo 1 yr 1 yr
Min. deposit
EGP 5,000 EGP 100K EGP 5,000 EGP 1M
Payout
Upfront At maturity At maturity Monthly
Compare with 3 similar deposits

Added Monday 20 July 2026 - 02:13 PM Updated Monday 02 November 2026 - 01:31 PM