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Banque Misr Youth Visa Debit Card No product wins everything — the right one depends on your need.
| Specs | Banque Misr Youth Visa Debit Card BANQUE MISR | VISA Reward Card Arab African International Bank |
|---|---|---|
| Network | Visa | Visa |
| Tier | Classic | Classic |
| Type | Debit | Debit |
| Designed for | Youth | — |
| Contactless | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | No | No |
| 3D Secure | Yes | Yes |
| Daily ATM limit | EGP 30,000 | EGP 30,000 |
| Daily POS limit | EGP 400,000 Best | EGP 100,000 |
| Daily online limit | — | EGP 100,000 |
| Monthly ATM limit | — | EGP 30,000 |
| Monthly POS limit | EGP 1,500,000 Best | EGP 300,000 |
| Contactless no-PIN limit | EGP 600 | EGP 600 |
| Card validity | 5 years | 5 years |
| Max linked accounts | — | 2 |
| Issuance fee | Free issuance Best | EGP 125 |
| First year free | Yes | No |
| Annual fee | EGP 200 | EGP 125 Best |
| Replacement fee | EGP 100 Best | EGP 125 |
| PIN reset fee | EGP 0 Best | EGP 30 |
| SMS fee/mo | — | EGP 10 |
| Dispute fee | EGP 50 Best | EGP 100 |
| Supplementary issuance fee | EGP 0 Best | EGP 125 |
| Supplementary fee/yr | EGP 150 | EGP 125 Best |
| Free at own ATMs | Yes | Yes |
| Other-bank ATM withdrawal | EGP 5 | EGP 5 |
| Balance inquiry (other bank) | EGP 2 Best | EGP 4 |
| Balance inquiry abroad | — | EGP 20 |
| Cash withdrawal abroad | 13% (min EGP 50) | 6% (min EGP 50) Best |
| Foreign txn fee | — | 5% |
| Cashback | No | No |
| Rewards points | No | No |
| Lounge access | No | No |
| Travel insurance | No | No |
| Purchase protection | No | No |
| Digital wallet | Yes | Yes |
| Fawry services | Yes | No |
| Government payments | No | Yes |
| SMS alerts | No | Yes |
| Requires a bank account | Yes | Yes |
| International use | Yes | Yes |
| Online purchases only | No | No |
| Min age | 15 | 21 |
| Max age | 21 | — |