Compare: Variable certificate vs Variable certificate vs Diamond Certificate | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Certificates

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SpecsVariable certificate ARAB INTERNATIONAL BANKVariable certificate QNB EGYPTDiamond Certificate Credit Agricole Egypt
Yield typeFloating Fixed Fixed
PayoutMultiple At Maturity Compounded monthly
Yield at the chosen payout15.5% No monthly payout 17%
Yield by payoutMonthly 15.5% · Quarterly 15.75% At maturity Monthly
Term3 yrs 10 yrs 3 yrs
Min depositEGP 1,000 BestEGP 1,000 BestEGP 10,000
Early withdrawalYes Yes Yes
Auto-renewYes Yes Yes
Renewal termFlexible Flexible 3 yrs
Available onlineYes Yes Yes
Branch visit requiredYes Yes Yes
National ID requiredYes Yes Yes
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