Compare: Cumulative Certificate vs Platinum Variable Interest Certificate vs Gary Plus certificate | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Certificates

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SpecsCumulative Certificate BANQUE MISRPlatinum Variable Interest Certificate National Bank of EgyptGary Plus certificate SUEZ CANAL BANK
Yield typeFixed Floating Floating
PayoutAt Maturity Compounded monthly Compounded monthly
Yield at the chosen payoutNo monthly payout 20.5% 20.5%
Yield by payoutAt maturity Monthly Monthly
Term3 yrs 3 yrs 3 yrs
Min depositEGP 1,000 EGP 1,000 EGP 1,000
Early withdrawalYes Yes Yes
Early-break penalty— — 2% → 1%
Auto-renewYes Yes Yes
Renewal term3 yrs 3 yrs 3 yrs
Available onlineNo Yes No
Branch visit requiredYes Yes Yes
National ID requiredYes Yes Yes
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