Gary Plus certificate
A three-year variable-rate certificate offering a current 20.5% monthly payout, with a low EGP 1,000 minimum and no issuance fees.
- Current annual yield · variable
- 20.5%
- Term
- 3 yrs
- Min. deposit
- EGP 1,000
- Payout
- Monthly
Banky Analysis
Suits you if
- I need monthly income
- Monthly payout
- Grow my savings the most
- Yield higher than average for this term
- Keep my money reachable
- Monthly payout
Not for you if
- I want a predictable return
- The return is variable
Not known yet
1 more detail we don't have yet
All of this is measured against products of 25–36 months in EGP only
Last checked Monday 02 November 2026 - 04:02 PM
Returns
- Yield type
- Floating
- Payout
- Compounded monthly
- Yield by payout
- Monthly
Amount & term
- Term
- 3 yrs
- Min deposit
- EGP 1,000
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal term
- 3 yrs
- Available online
- No
- Branch visit required
- Yes
- National ID required
- Yes
| From day | Penalty | Description |
|---|---|---|
| 180 | 2% | بعد مرور 6أشهر |
| 360 | 1.5% | خلال السنة الثانية |
| 720 | 1% | خلال السنة الثالثة |
Do the maths
Our take
Pros
- The return is calculated starting from the business day following the purchase of the certificate.
Cons
- The return is not fixed, so the monthly payout may decline if the CBE cuts interest rates
Our take
The “Garey Plus” Certificate from Suez Canal Bank is a suitable option for customers seeking a variable return with monthly income, particularly with its low minimum investment of EGP 1,000 and a current monthly payout rate of 20.5%, based on the CBE deposit rate plus 0.5%. The certificate also has no issuance fees and provides access to loans and credit cards subject to the bank’s credit policy. However, its return is linked to the deposit rate, meaning the payout may decline if interest rates fall during the certificate term.
A three-year variable-rate certificate offering a current 20.5% monthly payout, with a low EGP 1,000 minimum and no issuance fees.
Compare
| Gary Plus certificate SUEZ CANAL BANK This one | Platinum Variable Interest Certificate National Bank of Egypt | 3-year certificate with variable return CIB Egypt | saib prime certificate saib bank |
|---|---|---|---|
| Current annual yield · variable | |||
| 20.5% | 20.5% | 20.25% – 20.5% Current yield · variable | 20% – 20.5% Current yield · variable |
| Term | |||
| 3 yrs | 3 yrs | 3 yrs | 3 yrs |
| Min. deposit | |||
| EGP 1,000 | EGP 1,000 | EGP 1,000 | EGP 1,000 |
| Payout | |||
| Monthly | Monthly | Daily 20.25% · Monthly 20.5% | Daily 20% · Monthly 20.5% |
Added Monday 18 May 2026 - 01:46 PM Updated Friday 30 October 2026 - 01:45 PM