Compare: 3-year variable-rate certificates of deposit vs Platinum Variable Interest Certificate vs Gary Plus certificate | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 3 Nov 2026
  • Central Bank of Egypt
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Certificates

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All specifications

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Specs3-year variable-rate certificates of deposit National Bank of Kuwait EgyptPlatinum Variable Interest Certificate National Bank of EgyptGary Plus certificate SUEZ CANAL BANK
Yield typeVariable with Floor Floating Floating
PayoutMultiple Compounded monthly Compounded monthly
Yield at the chosen payout21% No quarterly payout No quarterly payout
Yield by payoutMonthly 20.5% · Quarterly 21% Monthly Monthly
Term3 yrs 3 yrs 3 yrs
Min depositEGP 1,000 EGP 1,000 EGP 1,000
Early withdrawalYes Yes Yes
Early-break penalty— — 2% → 1%
Auto-renewYes Yes Yes
Renewal termFlexible 3 yrs 3 yrs
Available onlineYes Yes No
Branch visit requiredNo Yes Yes
National ID requiredYes Yes Yes
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