Tamayoz Fixed-Rate Certificate — the united bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Tamayoz Fixed-Rate Certificate

the united bank · Certificates · Egyptian Pound · 4.0 · Tuesday 14 July 2026 - 10:10 AM

A fixed-rate savings certificate offering returns between 17.25% and 18%.

Yield by payout
17.25% – 18%
Term
3 yrs
Min. deposit
EGP 1M
Payout
Daily 17.25% · Monthly 18%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Several payout options

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Daily 17.25% · Monthly 18%
Rate tiers
  1. Any amount Year 3Daily
    17.25%
  2. Any amount Year 3Compounded monthly
    18%

Amount & term

Term
3 yrs
Min deposit
EGP 1,000,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
3 yrs
Available online
Yes
Branch visit required
Yes
National ID required
Yes

Do the maths

Tamayoz Fixed-Rate Certificate

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Excellent balance between high profitability and full risk-free stability.

Cons

  • Inability to benefit from potential future interest rate increases.

Our take

The Tamayoz Fixed-Rate Certificate is well suited for high-net-worth individuals seeking a fixed return and regular income, with the flexibility of daily or monthly payouts. However, its EGP 1 million minimum investment makes it suitable for a limited segment of investors.

A fixed-rate savings certificate offering returns between 17.25% and 18%.

Compare

Alternatives at a glance
Tamayoz Fixed-Rate Certificate the united bank This one Prime certificate saib bank Diamond Certificate Credit Agricole Egypt Fixed certificate QNB EGYPT
Yield by payout
17.25% – 18% 17.25% – 17.75% 17% Annual yield17.5% – 17.65%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1M EGP 1,000 EGP 10K EGP 1,000
Payout
Daily 17.25% · Monthly 18% Daily 17.25% · Monthly 17.75% Monthly Monthly 17.5% · Quarterly 17.55% · Semi-annual 17.6% · Annual 17.65%
Compare with 3 similar certificates

Added Tuesday 14 July 2026 - 10:08 AM Updated Thursday 08 October 2026 - 04:29 PM